513 Chele Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 513 Chele Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,674 sqft · built 1983
Lot Size0.276 acres (12,040 sqft)
OwnerCompany Name on File
Last Sale$262,000 (Mar 2022)
Tax Bill$2,713 (2025)
Deeds & MortgagesMar 2022 Sale
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN522240A059

Property Details

APN / Parcel Number

Primary APN522240A059
Alternative APN
  • 3-0115-5561-00-0043.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
Gross Area2,632 sqft
1st Floor Area1,116 sqft
Basement Area1,116 sqft
Finished Basement558 sqft
Unfinished Basement558 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,040 sqft (0.276 acres)
Lot Dimensions172 ft deep x 70 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck AreaDeck Area
Patio Area1,252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number522240A059
Street Address513 CHELE DR
CitySAINT CHARLES
StateMO
Zip63304-5516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionMCCLAY FOREST #3 LOT 43
Legal SubdivisionMCCLAY FOREST #3
Legal Lot Number43
JurisdictionST CHARLES MO
Township / Civil DivisionST. PETERS
Census Block Group1
Census Block1004
Census Tract311221

Owner

513 Chele Dr is owned by a company that bought it in March 2022.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner TypeCompany
VestingLimited Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Warranty Deed, Transfer
Dec 22, 2021Warranty Deed, Transfer
USTC, UST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2022 · Amount on File
Deed SaleMar 10, 2022 · Amount on File
Prior SaleDec 22, 2021 · Amount on File
Deed Document Number202214305
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 10, 2022
Property Address513 CHELE DR, SAINT CHARLES, MO 63304-5516
Document Number0000014305
Map ReferenceMB 22 PG 93
Instrument DateMar 7, 2022
Instrument2022R-014305
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 22, 2021
Property Address513 CHELE DR, SAINT CHARLES, MO 63304-5516
Document Number0000103005
Map ReferenceMB 22 PG 93
Instrument DateDec 16, 2021
Instrument2021R-103005
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyUSTC, UST

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address513 CHELE DR, SAINT CHARLES, MO 63304-5516

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Tax Assessment & Valuation

The 2025 property tax bill for 513 Chele Dr was $2,713, down 6.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,586 (-)$239,929 (-) Land $50,000 Building $189,929
2025$2,713.00 (-6.71%)$45,586$239,929 Land $50,000 Building $189,929
2024$2,908.00
2023$48,579
2022$255,681 Building $255,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 Chele Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims28 (1978–2025)
Claims Outside the SFHA6 of 28
Most Recent ClaimJun 2025 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Chele Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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