Monroe County property record for 513 Charles Way, Columbia, IL 62236
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $128,000 (Sep 2022) |
| Tax Bill | $2,350 (2025) |
| Deeds & Mortgages | Dec 2025 Construction Loan Dec 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-450-021-000 |
| Primary APN | 04-04-450-021-000 |
|---|
| Lot Area | 29,621 sqft (0.68 acres) |
|---|
| Street Address | 513 CHARLES WAY |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-2176 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | CR2 |
| Legal Description | LOT 21 BRELLINGER FOURTH ADDN |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | BRELLINGER |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 34 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 600104 |
513 Charles Way, residential vacant land, is held in a trust since March 2025.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 513 CHARLES WAY, COLUMBIA, IL 62236-2176 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK WATERLOO |
| Dec 10, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK WATERLOO |
| Sep 26, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on File |
| Deed Sale | Sep 26, 2022 · Amount on File |
| Deed Document Number | 2022426246 |
| Last Transfer Date | Mar 21, 2025 |
| Transfer Doc | 0000436891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 513 CHARLES WAY, COLUMBIA, IL 62236-2176 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000440644 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 440644 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 513 CHARLES WAY, COLUMBIA, IL 62236-2176 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440442 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 440442 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 21, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 26, 2022 |
| Property Address | 513 CHARLES WAY, COLUMBIA, IL 62236-2176 |
| Document Number | 0000426246 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 426246 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $192.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1187 N MOORE ST, WATERLOO, IL 62298-5409 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1700 SCARLETT DR, WEST LAFAYETTE, IN 47906-4899 |
The 2025 property tax bill for 513 Charles Way was $2,350, up 3,163.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Columbia City |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,350.00 (+3,163.89%) | $40,480 Land $40,480 | $121,440 Land $121,440 |
| 2024 | $72.00 | ||
| 2022 | $1,200 Land $1,200 | $3,600 Land $3,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 513 Charles Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Charles Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA serves 11,129 people · EPA ID IL1330050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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