513 Broad St, Murray, KY 42071 Property Records

Calloway County property record for 513 Broad St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,195 sqft
Lot Size	0.39 acres (16,800 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Jan 2020)
Tax Bill	$446 (2025)
Deeds & Mortgages	May 2025 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-0-0020-00024`

Property Details

APN / Parcel Number

Primary APN	`007-0-0020-00024`
Alternative APN	`84069`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,195 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Adobe
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,800 sqft (0.39 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	710 sqft
Carport	Carport
Carport Area	710 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	84069
Street Address	513 BROAD ST
City	MURRAY
State	KY
Zip	42071-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	513 BROAD
Legal Subdivision	CLUB VIEW HEIGHTS
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2002
Census Tract	10500

Owner

513 Broad St is owned and occupied by an individual who bought it in January 2020.

Source: Calloway County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	513 BROAD ST, MURRAY, KY 42071-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 19, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Jan 16, 2020	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2020 · Amount on File
Deed Sale	Jan 16, 2020 · Amount on File
Deed Document Number	2020639043
Deed Book / Page	1240 / 229
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	513 BROAD ST, MURRAY, KY 42071-2613
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 BROAD ST, MURRAY, KY 42071-2613

Mortgage

Document Number	001499/492
Date	May 22, 2025
Book Page	1499/492
Instrument	695363

Lender

Name	USDA
Type	Government Agency
Address	4300 GOODFELLOW BLVD BLDG 105E, SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Dec 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	513 BROAD ST, MURRAY, KY 42071-2613
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 BROAD ST, MURRAY, KY 42071-2613

Mortgage

Document Number	001353/108
Date	Jan 19, 2022
Book Page	1353/108
Instrument	654794

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jan 16, 2020
Property Address	513 BROAD ST, MURRAY, KY 42071-2613
Document Number	001240/229
Book / Page	1240 / 229
Map Reference	MB 65 PG 545
Instrument Date	Jan 3, 2020
Instrument	639043
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5320 STEVIN DR, PADUCAH, KY 42001-6160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 BROAD ST, MURRAY, KY 42071-2613

Mortgage

Document Number	0000639044
Date	Jan 16, 2020
Instrument	639044

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 513 Broad St was $446.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00	$118,000	$118,000
2023	$342.00	$88,000	$88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Broad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Broad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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