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513 Bowman Rd, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 513 Bowman Rd, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,025 sqft · built 1950
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Jan 2025)
Tax Bill$2,495 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN145-135-15

Property Details

APN / Parcel Number

Primary APN145-135-15

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,025 sqft Living Area
1st Floor Area1,025 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1980
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address513 BOWMAN RD
CityCHARLOTTE
StateNC
Zip28217-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL14 B4 M6-63
Legal SubdivisionYORK ROAD PARK
Legal Block4
Legal Lot Number14
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3004
Census Tract3802

Owner

Source: Mecklenburg County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4530 CHARLOTTE PARK DR, 235, CHARLOTTE, NC 28217-1067
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 5, 2025Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 7, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2025 · Amount on Record
Deed SaleJan 7, 2025 · Amount on Record
Prior SaleAug 7, 2002 · Amount on Record
Deed Document Number20251626
Deed Book / Page39313 / 960
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4530 CHARLOTTE PARK DR APT 235, 235, CHARLOTTE, NC 28217-1067
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 BOWMAN RD, CHARLOTTE, NC 28217-1603
InvestorPossibly a Property Investor

Mortgage

Document Number0000114668
DateNov 7, 2025
Book Page39989/249
Instrument2025114668
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4530 CHARLOTTE PARK DR APT 235, 235, CHARLOTTE, NC 28217-1067
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyEQUITY LOAN SERVICES INC, EQUITY STLMT SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 CHARLOTTE PARK DR 235, 235, CHARLOTTE, NC 28217-1067
InvestorPossibly a Property Investor

Mortgage

Document Number0000043443
DateMay 5, 2025
Book Page39563/345
Instrument2025043443
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 7, 2025
Property Address4530 CHARLOTTE PARK DR APT 235, 235, CHARLOTTE, NC 28217-1067
Document Number0000001626
Book / Page39313 / 960
Map ReferenceMB 6 PG 63
Instrument DateJan 3, 2025
Instrument2025001626
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8509 SUMMERFIELD LN, HUNTERSVILLE, NC 28078-6864

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 CHARLOTTE PARK DR APT 235, 235, CHARLOTTE, NC 28217-1067
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,495.00$302,600 Land $285,000 Building $17,600$302,600 Land $285,000 Building $17,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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