Berkeley County property record for 513 Bernard Dr, Ladson, SC 29456
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.195 acres (8,526 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Sep 2024) |
| Tax Bill | $459 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-08-03-032 |
| Primary APN | 242-08-03-032 |
|---|
| Lot Area | 8,526 sqft (0.195 acres) |
|---|
| Street Address | 513 BERNARD DR |
|---|---|
| City | LADSON |
| State | SC |
| Zip | 29456-3356 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 125CAROMI VILLAGEPORTION OF LOT 29 |
| Legal Subdivision | CAROMI VILLAGE |
| Legal Block | E |
| Legal Lot Number | 28 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20721 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 505 BERNARD DR, LADSON, SC 29456-3356 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Mar 17, 2022 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on Record |
| Deed Sale | Sep 5, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2007 · Amount on Record |
| Deed Document Number | 202427755 |
| Deed Book / Page | 4962 / 408 |
| Prior Transfer Date | Mar 16, 2022 |
| Prior Transfer Doc | 04181/0714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 513 BERNARD DR, LADSON, SC 29456-3356 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 05401/0110 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 5401/110 |
| Instrument | 2025040364 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 17, 2022 |
| Property Address | 513 BERNARD DR, LADSON, SC 29456-3356 |
| Document Number | 04181/0714 |
| Book / Page | 4181 / 714 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022010729 |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2751 E SURREY DR, NORTH CHARLESTON, SC 29405-5540 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,000 (+1,566.67%) Land $32,000 | $32,000 (-) Land $32,000 | |
| 2025 | $459.00 (+0.66%) | $1,920 (-) Land $1,920 | $32,000 (-) Land $32,000 |
| 2024 | $456.00 (+64.62%) | $1,920 (+6.67%) Land $1,920 | $32,000 (+6.67%) Land $32,000 |
| 2022 | $277.00 | $1,800 Land $1,800 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 17 (2015–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Home Telecom, Hotwire Communications.
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