513 Bear Rd, Lake Placid, FL 33852 Property Records

Highlands County property record for 513 Bear Rd, Lake Placid, FL 33852

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,295 sqft · built 2004
Lot Size	11 acres (482,645 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Jun 2017)
Tax Bill	$3,671 (2024)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-35-37-30-020-0200-0000`

Property Details

APN / Parcel Number

Primary APN	`C-35-37-30-020-0200-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,295 sqft Living Area
1st Floor Area	2,807 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	482,645 sqft (11 acres)
Garage Type	Finished
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	808 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	513 BEAR RD
City	LAKE PLACID
State	FL
Zip	33852-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	BEAR HOLLOW UNREC SUB PER W ALIFF REVISED SURVEY TRACT 20 11.08 AC
Legal Range	30E
Legal Township	37S
Legal Section	35
Legal Subdivision	BEAR HOLLOW SUB
Legal Tract	20
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	2
Census Block	2049
Census Tract	961702

Owner

513 Bear Rd is owned and occupied by an individual who bought it in June 2017.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	513 BEAR RD, LAKE PLACID, FL 33852-9726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK
Jun 8, 2017	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Deed Document Number	1855561
Deed Book / Page	2584 / 0707
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	513 BEAR RD, LAKE PLACID, FL 33852-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001943855
Date	Jun 11, 2019
Book Page	2697/0346
Instrument	1943855

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 8, 2017
Property Address	513 BEAR RD, LAKE PLACID, FL 33852-9726
Document Number	0001855561
Book / Page	2584 / 0707
Instrument Date	May 22, 2017
Instrument	1855561
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 OAKLAND DR, 1304, MOUNT DORA, FL 32757-3783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 418, VENUS, FL 33960-0418

Mortgage

Document Number	0001855562
Date	Jun 8, 2017
Instrument	1855562

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	63 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,413	$524,521 Land $182,820 Building $341,701
2024	$3,671.00 (+2.03%)
2023	$3,598.00 (-1.37%) Homeowner's exemption	$274,008 (+3%)	$501,262 (+25.99%) Land $110,800 Building $390,462
2022	$3,648.00 Homeowner's exemption	$266,027	$397,868 Land $88,640 Building $309,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Bear Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Bear Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bear Rd

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