513 B St, Cumberland, MD 21502 Property Records

Allegany County property record for 513 B St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,703 sqft · built 1925
Lot Size	0.329 acres (14,321 sqft)
Owner	Company Name on File
Last Sale	$88,000 (Apr 2026)
Deeds & Mortgages	Apr 2026 Sale Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-021848`

Property Details

APN / Parcel Number

Primary APN	`29-021848`
Alternative APN	`021848`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,703 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,321 sqft (0.329 acres)
Lot Dimensions	303 ft deep x 47 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021848
Street Address	513 B ST
City	CUMBERLAND
State	MD
Zip	21502-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B ST PT LOT 87 NATL HWY ADDN 300 47X303
Legal Subdivision	NATL HWY ADD
Legal Lot Number	87
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1002
Census Tract	1402

Owner

513 B St is owned by a company that bought it in April 2026.

Source: Allegany County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	64 FROST AVE, FROSTBURG, MD 21532-1638
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHESSIE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Deed Book / Page	3150 / 324
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 9, 2026
Property Address	513 B ST, CUMBERLAND, MD 21502-7023
Document Number	3150000324
Book / Page	3150 / 324
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$88,880.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	64 FROST AVE, FROSTBURG, MD 21532-1638

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	513 B ST, LAVALE, MD 21502-7023
Document Number	0023980186
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 B ST LAVALE MD 215027023, LAVALE, MD 21502-7023

Mortgage

Document Number	0023980186
Date	Jul 23, 2018
Book Page	002398/000186

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 22, 2028

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$48,900 (-61.83%)	$50,700 (-66.22%) Land $35,800 Building $14,900
2025	$128,100	$150,100 Land $35,800 Building $114,300
2023	$112,333	$117,100 Land $31,500 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 B St in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 B St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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