513 Andrew Ct, Gower, MO 64454 Property Records

Clinton County property record for 513 Andrew Ct, Gower, MO 64454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 1997
Lot Size	0.357 acres (15,551 sqft)
Owner	Individual Name on File
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 08.0 34 003 002 018.000`

Property Details

APN / Parcel Number

Primary APN	`05 08.0 34 003 002 018.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	103 Units
Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	1,440 sqft
Finished Basement	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,551 sqft (0.357 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	513 ANDREW CT
City	GOWER
State	MO
Zip	64454-8449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SOMERSET
Legal Range	33W
Legal Township	56N
Legal Section	34
Legal Subdivision	SOMERSET
Legal Lot Number	18
Jurisdiction	CLINTON MO
Township / Civil Division	ATCHISON
Census Block Group	2
Census Block	2009
Census Tract	960400

Owner

Source: Clinton County records · APN 05 08.0 34 003 002 018.000

Assessment roll updated February 12, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	513 ANDREW CT, GOWER, MO 64454-8449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 2006
Deed Sale	Jan 01, 2006
Deed Document Number	2006394
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Recording Date	Apr 01, 2026
Property Address	513 ANDREW CT, GOWER, MO 64454-8449
Document Number	0000000899
Instrument Date	Mar 30, 2026
Instrument	2026899
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5885 NW FREEMAN RD, PLATTSBURG, MO 64477-1758

Mortgage

Document Number	0000000899,
Date	Apr 01, 2026
Instrument	2026899

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated February 12, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Municipality	Gower City
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00	$38,599 (+11.99%) Land $6,671 Building $31,928	$203,150 (+12%) Land $35,110 Building $168,040
2024	$3,120.00 (+11.47%)	$34,465 (-) Land $5,957 Building $28,508
2023	$2,799.00 (+18.65%)	$34,465 (+8.13%) Land $5,957 Building $28,508	$181,390 (+8.13%) Land $31,350 Building $150,040
2022	$2,359.00	$31,873 Land $5,957 Building $25,916
2021			$167,750 Land $31,350 Building $136,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (29049C), updated April 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290499604002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 57 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
United Electric Cooperative Fiber	1,000 / 1,000
Mercury Broadband Fixed Wireless	150 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	GOWER PWS serves 1,360 people
Water Source	Purchased groundwater from DEKALB COUNTY PWSD 1
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.