513 Alpine Dr, Waterloo, IA 50702 Property Records

Black Hawk County property record for 513 Alpine Dr, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,204 sqft · built 1961
Lot Size	0.265 acres (11,550 sqft)
Owner	2 Individual Names on File
Last Sale	$150,500 (Jan 2022)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Jan 2022 Second Mortgage Jan 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8813-03-177-014`

Property Details

APN / Parcel Number

Primary APN	`8813-03-177-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	892 sqft
Attic	Attic
Attic Area	312 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	513 ALPINE DR
City	WATERLOO
State	IA
Zip	50702-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW SECOND ADDITION LOT 168
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	CRESTVIEW SECOND ADDITION
Legal Lot Number	168
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1015
Census Tract	1301

Owner

513 Alpine Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 ALPINE DR, WATERLOO, IA 50702-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jan 13, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Deed Document Number	202214543
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	513 ALPINE DR, WATERLOO, IA 50702-5201
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200014545
Date	Jan 13, 2022
Instrument	202200014545

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 5, 2037

January 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 13, 2022
Property Address	513 ALPINE DR, WATERLOO, IA 50702-5201
Document Number	202200014543
Instrument Date	Dec 28, 2021
Instrument	202200014543
Transaction Type	Foreclosure
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 ALPINE DR, WATERLOO, IA 50702-5201

Mortgage

Document Number	202200014544
Date	Jan 13, 2022
Instrument	202200014544

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 5, 2002
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 513 Alpine Dr was $3,126 with a homeowner's exemption, up 0.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,126.00 (+0.32%) Homeowner's exemption	$164,080 Land $27,250 Building $136,830	$164,080 Land $27,250 Building $136,830
2024	$3,116.00
2023		$153,820 (+25.58%) Land $27,250 Building $126,570	$153,820 Land $27,250 Building $126,570
2022	$2,496.00 Homeowner's exemption	$122,490 Land $27,250 Building $95,240
2021			$122,490 Land $27,250 Building $95,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Alpine Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1990)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Alpine Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, T-Mobile, Verizon.

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