513 7th St, Covington, IN 47932 Property Records

Fountain County property record for 513 7th St, Covington, IN 47932

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,136 sqft · built 1976
Lot Size0.076 acres (3,302 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Sep 2023)
Tax Bill$826 (2025)
Deeds & MortgagesOct 2023 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018B0836100089B0

Property Details

APN / Parcel Number

Primary APN018B0836100089B0
Alternative APNs
  • 23-06-36-100-089.001-016
  • 00000994133
  • 0180013300

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms1 Room
Stories2 Stories
Building Area2,136 sqft Living Area
1st Floor Area2,136 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area3,302 sqft (0.076 acres)
Lot Dimensions66 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000994133
Street Address513 7TH ST
CityCOVINGTON
StateIN
Zip47932-1408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOVIN
Legal Description018-00133-00 50' NND E1/2 PIATTS 282 MP 018-B08-36-100-089B0
Legal SubdivisionPIATTS ADDITION
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group3
Census Block3014
Census Tract957800

Owner

Source: Fountain County records · APN 018B0836100089B0

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address513 7TH ST, COVINGTON, IN 47932-1408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Deed of Trust, Mortgage · Conventional Mortgage
CENTREBANK
Sep 06, 2023Warranty Deed, Transfer · Seller Carry-Back
LARRY SAGER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2023 · Amount on Record
Deed SaleSep 06, 2023 · Amount on Record
Deed Document Number20233888
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOUNTAIN IN
Property Address513 7TH ST, COVINGTON, IN 47932-1408
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202302280
DateOct 05, 2023
Instrument202302280
Lender
NameCENTREBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 01, 2033
Interest
Rate TypeAdjustable Rate
Rate8%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2020
Change FrequencyAnnually
Min Rate At Change8%
Max Rate At Change10%
Index1-Year CMT
Margin3
Max Rate14%

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateSep 06, 2023
Property Address513 7TH ST, COVINGTON, IN 47932-1408
Document Number0202302010
Instrument DateSep 01, 2023
Instrument202302010
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 7TH ST, COVINGTON, IN 47932-1408

Mortgage

Document Number0202302011
DateSep 06, 2023
Instrument202302011
Lender
NameLARRY SAGER
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term24 Months
DueSep 01, 2025

Tax Assessment & Valuation

Source: Fountain County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
MunicipalityCovington City
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$826.00 (+2.48%) Homeowner's exemption$123,300 (+134.41%) Land $11,800 Building $111,500$123,300 (+134.41%) Land $11,800 Building $111,500
2024$806.00 (+186.83%)
2023$281.00 (-71.98%)$52,600 (+4.99%) Land $9,600 Building $43,000$52,600 (+4.99%) Land $9,600 Building $43,000
2022$1,003.00$50,100 Land $9,600 Building $40,500$50,100 Land $9,600 Building $40,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2013 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Covington Residential Historic District
listed 2015 · 109 contributing resources · NRIS 15000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 424 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOVINGTON WATER DEPARTMENT
serves 2,645 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Nov 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 7th St

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