513 7th St, Charleston, IL 61920 Property Records

Coles County property record for 513 7th St, Charleston, IL 61920

Property Summary

Property Type	Commercial
Details	7,392 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2018)
Tax Bill	$4,035 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-02889-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-02889-000`

Interior

Building Area	7,392 sqft Building Perimeter

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 39 ft wide

Location & Zoning

Street Address	513 7TH ST
City	CHARLESTON
State	IL
Zip	61920-2027
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN OF CHARLESTON BLK 7, PT OF LOTS 38 & 51 SW 1/4 SEC 11 T12N R09E 2022 PLUSH BOUTIQUE & HALF MOON DECOR PLUSH
Legal Range	09E
Legal Township	12N
Legal Section	11
Legal Subdivision	ORIGINAL TOWN OF CHARLESTON
Legal Block	7
Legal Lot Number	38,51
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	6
Census Block	6032
Census Tract	500

Owner

513 7th St, a commercial property, is owned by an individual who bought it in November 2018.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1011 COLONY LN, CHARLESTON, IL 61920-4264
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage CASEY STATE BANK
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage CASEY STATE BANK
Nov 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2018 · Amount on File
Deed Sale	Nov 2, 2018 · Amount on File
Prior Sale	Jul 5, 2016 · Amount on File
Deed Document Number	2018778816
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	513 7TH ST, CHARLESTON, IL 61920-2027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700770602
Date	Jun 9, 2017
Instrument	201700770602

Lender

Name	CASEY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 2, 2018
Property Address	513 7TH ST, CHARLESTON, IL 61920-2027
Document Number	201800778816
Instrument Date	Nov 2, 2018
Instrument	201800778816
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404

Mortgage

Document Number	201800778817
Date	Nov 2, 2018
Instrument	201800778817

Lender

Name	CASEY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.75%

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	Nov 2, 2018
Property Address	513 7TH ST, CHARLESTON, IL 61920-2027
Document Number	201800778815
Instrument Date	Nov 2, 2018
Instrument	201800778815
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BUCHANAN CT, CHARLESTON, IL 61920-2404

Tax Assessment & Valuation

The 2025 property tax bill for 513 7th St was $4,035.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,035.00	$55,416 Land $5,485 Building $49,931	$166,248 Land $16,455 Building $149,793
2023		$45,923 Land $4,545 Building $41,378	$137,769 Land $13,635 Building $124,134
2020	$4,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 7th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1996–2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 513 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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