513 5th St, Montara, CA 94037 Property Records

San Mateo County property record for 513 5th St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,049 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification Apr 2015 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-066-180`

Property Details

APN / Parcel Number

Primary APN	`036-066-180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	513 5TH ST
City	MONTARA
State	CA
Zip	94037-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 15 BLOCK 53 FARALLONE CITY 1ST 2ND ADD
Legal Subdivision	FARALLONE CITY 1ST 2ND ADD
Legal Block	53
Legal Lot Number	15
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5029
Census Tract	613600

Owner

Source: San Mateo County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 370372, MONTARA, CA 94037-0372
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA CALIFORNIA NA
Apr 23, 2015	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 21, 2015
Transfer Doc	0000135413
Record Updated	Sep 20, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN MATEO CA
Property Address	513 5TH ST, MONTARA, CA 94037
Document Number	0000019747
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	513 5TH ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000019747
Date	Mar 16, 2018
Instrument	19747

Lender

Name	BANK OF AMERICA CALIFORNIA NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 15, 2045

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	513 5TH ST, MONTARA, CA 94037
Document Number	0000052261
Instrument Date	Apr 23, 2015
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 5TH ST MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000052261
Date	Jun 19, 2017
Instrument	52261

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jun 18, 2045

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,710 (+2%) Land $11,221 Building $54,489
2025	$3,049.00 (+13.9%) Homeowner's exemption	$64,422 (+4.04%) Land $11,001 Building $53,421
2023	$2,677.00 (+4.69%) Homeowner's exemption	$61,923 Land $10,575 Building $51,348	$1,019,880
2022	$2,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile.

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