513 4th St, Chester, WV 26034 Property Records

Hancock County property record for 513 4th St, Chester, WV 26034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1969
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Nov 2021)
Tax Bill	$738 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-CH7G-0168.0000`

Property Details

APN / Parcel Number

Primary APN	`02-CH7G-0168.0000`
Alternative APNs	`15-02-CH7G-0168.0000` `06031135`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	2,328 sqft
Family Room	Family Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	85 ft deep x 65 ft wide
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06031135
Street Address	513 4TH ST
City	CHESTER
State	WV
Zip	26034-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	602 & S 5' OF 601 CRM ADN
Legal Subdivision	CHESTER ROLLING MILL COMPANY
Jurisdiction	HANCOCK WV
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2043
Census Tract	21500

Owner

513 4th St is owned and occupied by an individual who bought it in November 2021.

Source: Hancock County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	513 4TH ST, CHESTER, WV 26034-1125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Deed Document Number	20215506
Deed Book / Page	882 / 2496
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK WV
Recording Date	Nov 23, 2021
Property Address	513 4TH ST, CHESTER, WV 26034-1125
Document Number	00882/2496
Book / Page	882 / 2496
Map Reference	MB 1 PG 12&13
Instrument Date	Nov 17, 2021
Instrument	202100005506
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 4TH ST, CHESTER, WV 26034-1125

Mortgage

Document Number	202100005507
Date	Nov 23, 2021
Instrument	202100005507

Lender

Name	HANCOCK COUNTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 513 4th St was $738 with a homeowner's exemption, up 10.6% from the year before.

Source: Hancock County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hancock County
Municipality	Chester City
Unified School District	Hancock County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$738.00 (+10.64%)	$66,180 (+6.67%) Land $7,140 Building $59,040	$110,300 (+6.67%) Land $11,900 Building $98,400
2025	$667.00 Homeowner's exemption	$62,040 Land $5,520 Building $56,520	$103,400 Land $9,200 Building $94,200
2023	$648.00 (-3.14%) Homeowner's exemption	$62,520 (-1.14%) Land $5,100 Building $57,420	$104,200 (-1.14%) Land $8,500 Building $95,700
2022	$669.00 Homeowner's exemption	$63,240 Land $4,740 Building $58,500	$105,400 Land $7,900 Building $97,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 4th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, And Landslides
Claims by Event	Severe Storms, Flooding, And Landslides, Jan 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20