513 4th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 513 4th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1902
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Mar 2026)
Tax Bill	$1,426 (2026)
Deeds & Mortgages	Mar 2026 Sale Aug 2019 Refinance + 2 more
APN	`23-7660-19130`

Property Details

APN / Parcel Number

Primary APN	`23-7660-19130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Gross Area
1st Floor Area	1,120 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	513 4TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 19
Legal Subdivision	MINNESOTA IRON COS
Legal Block	19
Legal Lot Number	13
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	2
Census Block	2056
Census Tract	370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	601 3RD AVE, TWO HARBORS, MN 55616-1517
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST ENTREPRENEU
Apr 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST ENTREP FUND
Nov 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHEAST ENTRE FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Deed Document Number	20261855374
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Mar 17, 2026
Property Address	513 4TH AVE, TWO HARBORS, MN 55616-1409
Document Number	A000208027
Instrument Date	Mar 10, 2026
Instrument	A000208027
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 3RD AVE, TWO HARBORS, MN 55616-1517

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	513 4TH AVE, TWO HARBORS, MN 55616-1409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000192419
Date	Aug 19, 2019
Instrument	A000192419

Lender

Name	NORTHEAST ENTREPRENEU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	513 4TH AVE, TWO HARBORS, MN 55616-1409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000191682
Date	Apr 22, 2019
Instrument	A000191682

Lender

Name	NORTHEAST ENTREP FUND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	May 1, 2025

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	513 4TH AVE, TWO HARBORS, MN 55616-1409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000193030
Date	Nov 21, 2019
Instrument	A000193030

Lender

Name	NORTHEAST ENTRE FUND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Dec 1, 2025

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,426.00 (-20.6%)	$149,200 (+12.77%) Land $27,000 Building $122,200	$149,200 (+12.77%) Land $27,000 Building $122,200
2025	$1,796.00	$132,300 (+2%) Land $20,700 Building $111,600	$132,300 (+2%) Land $20,700 Building $111,600
2023		$129,700 Land $18,800 Building $110,900	$129,700 Land $18,800 Building $110,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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