513 3rd St, Fairhope, AL 36532 Property Records

Baldwin County property record for 513 3rd St, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1990
Lot Size	0.328 acres (14,280 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Oct 2026)
Tax Bill	$2,025 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-014-178`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-014-178`
Alternative APNs	`325558` `30070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,316 sqft Heated Area
1st Floor Area	1,316 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,280 sqft (0.328 acres)
Lot Dimensions	142 ft deep x 125 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	325558
Street Address	513 3RD ST
City	FAIRHOPE
State	AL
Zip	36532-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125'X142.6' IRR MIXSON SUBD LOT 1 (A RE-SUB OF LOT B BLK 52MAGNOLIA BEACH SUBD) MB11 P57 SEC 37-T6S-R2E (WD-SURVIVORSHIP)
Legal Subdivision	MIXSON SUBD
Legal Block	52
Legal Lot Number	1
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2036
Census Tract	11202

Owner

513 3rd St is owned and occupied by an individual who bought it in October 2026.

Source: Baldwin County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	513 3RD ST, FAIRHOPE, AL 36532-1444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2026 · Amount on File
Deed Sale	Oct 15, 2026 · Amount on File
Prior Sale	Apr 20, 2016 · Amount on File
Deed Document Number	20262283145
Prior Transfer Date	Apr 19, 2016
Prior Transfer Doc	0001566518
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 15, 2026
Property Address	513 3RD ST, FAIRHOPE, AL 36532-1444
Document Number	0002283145
Instrument Date	Oct 9, 2026
Instrument	20262283145
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 3RD ST, FAIRHOPE, AL 36532-1444

Mortgage

Document Number	0002283146,
Date	Oct 15, 2026
Instrument	20262283146

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 513 3rd St was $2,025 with exemptions applied.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,025.00 Homeowner's exemption Senior Citizen's exemption
2025	$2,025.00	$51,760 Land $29,580 Building $22,180	$517,400 Land $295,700 Building $221,700
2023	$1,768.00 (+13.92%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$45,260 (+13.78%)	$452,500 (+13.75%) Land $281,800 Building $170,700
2022	$1,552.00 (+20.5%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$39,780	$397,800 Land $259,000 Building $138,800
2021	$1,288.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 3rd St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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