5129 Saddleback Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 5129 Saddleback Dr, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,315 sqft · built 2021
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$301,500 (Aug 2021)
Tax Bill	$3,796 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`303631`

Property Details

APN / Parcel Number

Primary APN	`303631`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,315 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	15,682 sqft (0.36 acres)

Location & Zoning

Street Address	5129 SADDLEBACK DR
City	MOUNT HOLLY
State	NC
Zip	28120-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBORDALE LOTS 163 PLAT BOOK 091 PAGE 076
Legal Subdivision	ARBORDALE
Legal Lot Number	163
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1018
Census Tract	30207

Owner

5129 Saddleback Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Gaston County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Aug 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 24, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 26, 2021	Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Mar 26, 2021 · Amount on File
Deed Book / Page	5259 / 48
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018

Mortgage

Document Number	0056262209
Date	Mar 20, 2026
Book Page	5626/2209

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Sep 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018

Mortgage

Document Number	0054650718
Date	Mar 12, 2024
Book Page	5465/718

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Sep 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018

Mortgage

Document Number	0053561999
Date	Aug 10, 2022
Book Page	5356/1999

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Aug 24, 2021
Property Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018
Document Number	0052590048
Book / Page	5259 / 48
Map Reference	MB 91 PG 76
Instrument Date	Aug 24, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018

Mortgage

Document Number	0000525950
Date	Aug 24, 2021
Instrument	5259/50

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GASTON NC
Recording Date	Mar 26, 2021
Property Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018
Document Number	0052121137
Book / Page	5212 / 1137
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 3RD AVE S, NASHVILLE, TN 37201-2011

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 26, 2021
Property Address	5129 SADDLEBACK DR, MOUNT HOLLY, NC 28120-0018
Document Number	0052121135
Book / Page	5212 / 1135
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$237.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 HIGH ST, 311, WINSTON SALEM, NC 27101-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5129 Saddleback Dr was $3,796.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Stanley Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,796.00	$348,610 (-) Land $59,500 Building $289,110
2025	$3,796.00	$348,610 Land $59,500 Building $289,110
2023	$3,834.00	$348,610 Land $59,500 Building $289,110
2021			$96,030 Land $37,500 Building $58,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5129 Saddleback Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5129 Saddleback Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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