5129 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5129 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,125 sqft · built 2017
Lot Size	0.062 acres (2,709 sqft)
Owner	2 Individual Names on File
Last Sale	$1,486,000 (Nov 2022)
Tax Bill	$19,911 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222-750-002-8`

Property Details

APN / Parcel Number

Primary APN	`222-750-002-8`
Alternative APN	`222-750-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,125 sqft Living Area
1st Floor Area	601 sqft
2nd Floor Area	1,524 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Cluster
Lot Area	2,709 sqft (0.062 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5129 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9302 L50
Legal Subdivision	SUBDIVISION 9302
Legal Tract	9302
Legal Lot Number	50
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3014
Census Tract	355115

Owner

5129 Rowan Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 14, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Jan 29, 2019	Quit Claim Deed, Transfer BANK OF AMERICA
Mar 30, 2018	Quit Claim Deed, Transfer WESTMINSTER TITLE COMPANY INC
Mar 30, 2018	Grant Deed, Subdivision Related Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Document Number	2022173202
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0000011808
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128271
Date	Jun 30, 2020
Instrument	2020-128271

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000210008
Date	Sep 21, 2020
Instrument	2020-210008

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 14, 2022
Property Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000173202
Map Reference	MB 524 PG 45-51
Instrument Date	Nov 2, 2022
Instrument	2022-173202
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000173203
Date	Nov 14, 2022
Instrument	2022-173203

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2027
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 29, 2019
Property Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000011808
Instrument Date	Jan 18, 2019
Instrument	11808
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5129 ROWAN DR SAN RAMON CA 94582, SAN RAMON, CA 94582

Mortgage

Document Number	11809
Date	Jan 29, 2019
Instrument	11809

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2018
Property Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000049242
Instrument Date	Mar 1, 2018
Instrument	49242
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5129 ROWAN DR SAN RAMON CA 94582, SAN RAMON, CA 94582

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 30, 2018
Property Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977
Document Number	0000049243
Map Reference	MB 524 PG 45-51
Instrument Date	Jan 26, 2018
Instrument	2018-049243
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMAPNY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5129 ROWAN DR, SAN RAMON, CA 94582-5977

Mortgage

Document Number	0000049244
Date	Mar 30, 2018
Instrument	2018-049244

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5129 Rowan Dr was $19,911 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,576,954 (+2%) Land $1,008,147 Building $568,807
2025	$19,911.00 Homeowner's exemption	$1,546,034 Land $988,380 Building $557,654
2023	$19,210.00 (+29.15%)	$1,486,000 Land $950,000 Building $536,000
2022	$14,874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5129 Rowan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5129 Rowan Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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