5129 Rain Cloud Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 5129 Rain Cloud Dr, Richmond, CA 94803

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 2,930 sqft · built 1979
Lot Size0.179 acres (7,776 sqft)
Owner2 Individual Names on Record
Tax Bill$6,317 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN433-403-013-9

Property Details

APN / Parcel Number

Primary APN433-403-013-9
Alternative APN
  • 433-403-013

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area2,930 sqft Living Area
1st Floor Area1,500 sqft
2nd Floor Area1,430 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialTile
Lot Area7,776 sqft (0.179 acres)
Lot Dimensions97 ft deep x 68 ft wide
View / LotBayou
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5129 RAIN CLOUD DR
CityEL SOBRANTE
StateCA
Zip94803-2618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04833 L0360 B
Legal SubdivisionSUBDIVISION 4833
Legal Tract04833
Legal Lot Number360
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1001
Census Tract360102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5129 RAIN CLOUD DR, EL SOBRANTE, CA 94803-2618
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5129 RAIN CLOUD DR, RICHMOND, CA 94803-2618
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5129 RAIN CLOUD DR, EL SOBRANTE, CA 94803-2618

Mortgage

Document Number0000188089
DateJul 1, 2021
Instrument2021-188089
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$364,999 (+2%) Land $93,236 Building $271,763
2025$6,317.00 (+4.59%) Homeowner's exemption$357,843 (+4.04%) Land $91,408 Building $266,435
2023$6,040.00 (+1.58%) Homeowner's exemption$343,949 Land $87,859 Building $256,090
2022$5,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

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