51285 275th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 51285 275th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,620 sqft · built 2023
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,726 (2026)
Deeds & Mortgages	Mar 2023 Construction Loan Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R02.00234.03`

Property Details

APN / Parcel Number

Primary APN	`R02.00234.03`
Alternative APN	`02.00234.03`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,272 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	51285 275TH AVE
City	ELGIN
State	MN
Zip	55932-5272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-108 RANGE-012 1.20 AC NLY 175 OF SLY 345 OF ELY 300 OF NE1/4SE1/4 (WWW)
Legal Range	12
Legal Township	108
Legal Section	26
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3028
Census Tract	490500

Owner

51285 275th Ave is owned and occupied by two individuals.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51285 275TH AVE, ELGIN, MN 55932-5272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Construction Mortgage COMPEER FINANCIAL FLCA
Nov 30, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	51285 275TH AVE, ELGIN, MN 55932-5272
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000352027
Date	Mar 27, 2023
Instrument	352027

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	May 1, 2024
Change Frequency	Monthly
Min Rate At Change	1.5%
Max Rate At Change	13.5%
Index	Other
Max Rate	13.5%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WABASHA MN
Recording Date	Nov 30, 2022
Property Address	51285 275TH AVE, ELGIN, MN 55932-5272
Document Number	0000351113
Instrument Date	Nov 16, 2022
Instrument	351113
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Tax	$83.04
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51237 275TH AVE, ELGIN, MN 55932-5272

Tax Assessment & Valuation

The 2026 property tax bill for 51285 275th Ave was $2,726 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,726.00 Homeowner's exemption	$399,200 Land $61,800 Building $337,400	$399,200 Land $61,800 Building $337,400
2023	$254.00	$46,700 Land $34,200 Building $12,500	$46,700 Land $34,200 Building $12,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 51285 275th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 51285 275th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: Hiawatha Broadband Communications, Verizon.

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