St. Joseph County property record for 51280 Coveside Dr, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,293 sqft · built 2002 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $703,768 (Aug 2026) |
| Tax Bill | $6,168 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-14-153-002.000-011 |
| Primary APN | 71-04-14-153-002.000-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,293 sqft Living Area |
| Gross Area | 5,661 sqft |
| 1st Floor Area | 4,977 sqft |
| Basement Area | 1,684 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 28.3 ft deep x 11.9 ft wide |
| Garage Type | Attached |
| Garage Area | 1,371 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 51280 COVESIDE DR |
|---|---|
| City | GRANGER |
| State | IN |
| Zip | 46530-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 269 COVINGTON SHORES AT KNOLLWOOD PHASE 2 SEC 1 02-03 NEW REPLAT TR 8047 10-09-2001 |
| Legal Range | 03 |
| Legal Township | 02 |
| Legal Section | 1 |
| Legal Subdivision | COVINGTON SHORES AT KNOLLWOOD PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 8047 |
| Legal Lot Number | 269 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | HARRIS |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 11404 |
Source: St. Joseph County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK |
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK |
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK |
| Jul 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Deed Document Number | 202620863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Aug 7, 2026 |
| Property Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Document Number | 0000020863 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202620863 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Document Number | 0000020864, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202620864 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002602180 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2602180 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 15, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002528656 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2528656 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 15, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002303439 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 2303439 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Feb 17, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2113516 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2113516 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | May 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 51280 COVESIDE DR, GRANGER, IN 46530-4225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1915809 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 1915809 |
| Name | FIRST SOURCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Harris Township |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,168.00 (+1.98%) | $720,600 (+11.48%) Land $208,600 Building $512,000 | $720,600 (+11.48%) Land $208,600 Building $512,000 |
| 2024 | $6,048.00 (+1.99%) | ||
| 2023 | $5,930.00 (-9.93%) | $646,400 (-1.82%) Land $160,700 Building $485,700 | $646,400 (-1.82%) Land $160,700 Building $485,700 |
| 2022 | $6,584.00 Homeowner's exemption | $658,400 Land $160,700 Building $497,700 | $658,400 Land $160,700 Building $497,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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