5128 W Tapps Dr E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 5128 W Tapps Dr E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,800 sqft · built 1977
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Tax Bill	$9,946 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`052021-2-032`

Property Details

APN / Parcel Number

Primary APN	`052021-2-032`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	1,400 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	207 sqft
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5128 W TAPPS DR E
City	LAKE TAPPS
State	WA
Zip	98391-8933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 21 TOWNSHIP 20 RANGE 05 QUARTER 24 : THAT POR OF W 1/2 OF SD SEC DESC AS FOLL COM AT W 1/4 COR OF SD SEC TH N 01 DEG 32 MIN 51 SEC E ALG W LI OF SD SEC 144.86 FT TO SLY MARGIN OF W TAPPS HWY TH S 56 DEG E ALG SD SLY HWY MARGIN 269.97 FT TH N
Legal Range	05
Legal Township	20
Legal Section	21
Legal Tract	11
Legal Block	1
Legal Lot Number	11
Legal Unit	8
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1011
Census Tract	70313

Owner

5128 W Tapps Dr E is owned and occupied by an individual.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5128 W TAPPS DR E, LAKE TAPPS, WA 98391-8933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional with PMI STIFEL BK&TR
Oct 4, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5128 W TAPPS DR E, LAKE TAPPS, WA 98391-8933
Document Number	2006220319
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5128 W TAPPS DR E LAKE TAPPS WA 983918933, LAKE TAPPS, WA 98391-8933

Mortgage

Document Number	2006220319
Date	Jun 22, 2020
Instrument	202006220319

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5128 W TAPPS DR E, LAKE TAPPS, WA 98391-8933
Document Number	1810230286
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5128 W TAPPS DR E LAKE TAPPS WA 983918933, LAKE TAPPS, WA 98391-8933

Mortgage

Document Number	1810230286
Date	Oct 23, 2018
Instrument	201810230286

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5128 W Tapps Dr E was $9,946, up 1.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,946.00 (+1.78%)	$837,500 Land $499,600 Building $337,900	$837,500 Land $499,600 Building $337,900
2025	$9,772.00 (+23.79%)
2024	$7,894.00 (+0.82%)	$742,900 (-2.54%) Land $413,900 Building $329,000	$742,900 (-2.54%) Land $413,900 Building $329,000
2023	$7,830.00	$762,300 Land $432,100 Building $330,200	$762,300 Land $432,100 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5128 W Tapps Dr E in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5128 W Tapps Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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