5128 Red Oak Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5128 Red Oak Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,159 sqft · built 1960
Lot Size	0.281 acres (12,250 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Jul 2018)
Tax Bill	$9,075 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133-141-016-5`

Property Details

APN / Parcel Number

Primary APN	`133-141-016-5`
Alternative APN	`133-141-016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
Gross Area	1,519 sqft
1st Floor Area	1,159 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Lot Area	12,250 sqft (0.281 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5128 RED OAK DR
City	CONCORD
State	CA
Zip	94521-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TRACT 2733 LOT 16 EX MR
Legal Subdivision	SUBDIVISION 2733
Legal Tract	2733
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	334008

Owner

5128 Red Oak Dr is owned by two individuals who bought it in July 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3136 LINKSHEAD CT, SAN JOSE, CA 95148-3609
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 10, 2018	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Feb 28, 2003 · Amount on File
Deed Document Number	2018110882
Prior Transfer Date	Oct 14, 2016
Prior Transfer Doc	0000220483
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 RED OAK DR, CONCORD, CA 94521-4523
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3136 LINKSHEAD CT, SAN JOSE, CA 95148-3609

Mortgage

Document Number	0000150414
Date	May 20, 2021
Instrument	2021-150414

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 RED OAK DR, CONCORD, CA 94521-4523
Document Number	0000009128
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3136 LINKSHEAD CT SAN JOSE CA 951483609, SAN JOSE, CA 95148-3609

Mortgage

Document Number	0000009128
Date	Jan 16, 2020
Instrument	9128

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 RED OAK DR, CONCORD, CA 94521-4523
Document Number	0000052098
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8136 LINKSHEAD CT SAN JOSE CA 95148, SAN JOSE, CA 95148

Mortgage

Document Number	0000052098
Date	Apr 16, 2019
Instrument	52098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 12, 2018
Property Address	5128 RED OAK DR, CONCORD, CA 94521-4523
Document Number	0000110882
Instrument Date	Jun 28, 2018
Instrument	110882
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3136 LINKSHEAD CT SAN JOSE CA 951483609, SAN JOSE, CA 95148-3609

Mortgage

Document Number	110883
Date	Jul 12, 2018
Instrument	110883

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5128 RED OAK DR, CONCORD, CA 94521-4523
Document Number	0000047467
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5128 RED OAK DR CONCORD CA 945214523, CONCORD, CA 94521-4523

Mortgage

Document Number	0000047467
Date	Mar 28, 2018
Instrument	47467

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5128 Red Oak Dr was $9,075.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,275 (+2%) Land $443,752 Building $301,523
2025	$9,075.00	$730,662 Land $435,051 Building $295,611
2023	$8,685.00 (+1.28%)	$702,291 Land $418,158 Building $284,133
2022	$8,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5128 Red Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5128 Red Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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