5128 Oak Brook Dr, Cincinnati, OH 45244 Property Records

Clermont County property record for 5128 Oak Brook Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,335 sqft · built 2013
Lot Size	0.857 acres (37,344 sqft)
Owner	Individual Name on File
Last Sale	$327,635 (Jun 2013)
Tax Bill	$4,134 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`39-31-08G-213`

Property Details

APN / Parcel Number

Primary APN	`39-31-08G-213`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,335 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	379 sqft
Finished Basement	56 sqft
Unfinished Basement	323 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	37,344 sqft (0.857 acres)
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	559 sqft
Patio Area	559 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5128 OAK BROOK DR
City	CINCINNATI
State	OH
Zip	45244-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLO FIELDS PART 19; LOT 687; SEE 393108G213T FOR TIF
Legal Subdivision	POLO FIELDS PART 19
Legal Lot Number	687
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1013
Census Tract	41406

Owner

5128 Oak Brook Dr is owned and occupied by an individual who bought it in June 2013.

Source: Clermont County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5128 OAK BROOK DR, CINCINNATI, OH 45244-5043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2013 · Amount on File
Deed Sale	Jun 25, 2013 · Amount on File
Prior Sale	Mar 7, 2013 · Amount on File
Deed Document Number	201319279
Deed Book / Page	2462 / 2109
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	5128 OAK BROOK DR, CINCINNATI, OH 45244-5043
Document Number	0000003189
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5128 OAK BROOK DR CINCINNATI OH 452445043, CINCINNATI, OH 45244-5043

Mortgage

Document Number	0000003189
Date	Feb 7, 2020
Book Page	002830/000075
Instrument	3189

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5128 Oak Brook Dr was $4,134 with a homeowner's exemption, down 3.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,134.00 (-3.16%)	$910 (-) Land $910
2024	$4,269.00 (-49.86%) Homeowner's exemption	$910 (-) Land $910	$2,600 (-) Land $2,600
2023	$8,514.00 (+15,38%) Homeowner's exemption	$910 (-) Land $910	$2,600 Land $2,600
2022	$55.00 Homeowner's exemption	$910 Land $910
2020			$2,600 Land $2,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5128 Oak Brook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5128 Oak Brook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20