5128 E Earl Young Rd, Bloomington, IN 47408 Property Records

Monroe County property record for 5128 E Earl Young Rd, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,010 sqft · built 1995
Lot Size	6.6 acres (287,496 sqft)
Owner	Individual Name on Record
Last Sale	$396,800 (Dec 2010)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-10340-08`

Property Details

APN / Parcel Number

Primary APN	`003-10340-08`
Alternative APN	`53-06-07-300-004.001-003`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft
Attic	Attic
Attic Area	625 sqft
Basement Area	2,010 sqft
Finished Basement	2,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Brick
Roof Material	Asphalt
Lot Area	287,496 sqft (6.6 acres)
Terrain	Low
Garage Type	Mixed
Garage Area	1,825 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003-10340-08
Street Address	5128 E EARL YOUNG RD
City	BLOOMINGTON
State	IN
Zip	47408-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT W1/2 7-9-1E 6.60A PLAT 41
Jurisdiction	MONROE IN
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2015
Census Tract	1404

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5128 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2010 · Amount on Record
Deed Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	201020377
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5128 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9451
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5128 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9451

Mortgage

Document Number	2026003415
Date	Mar 25, 2026
Instrument	2026003415

Lender

Name	BMO BANK NA
Type	Bank
Address	320 S CANAL ST, CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2056

Interest

Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5128 E EARL YOUNG RD, BLOOMINGTON, IN 47408-9451
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002606
Date	Feb 28, 2017
Instrument	2017002606

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Benton Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (-5.88%)	$521,900 (+9.99%) Land $82,200 Building $439,700	$521,900 (+9.99%) Land $82,200 Building $439,700
2024	$4,322.00 (+10.17%)
2023		$474,500 (+6.22%) Land $62,400 Building $412,100	$474,500 (+6.22%) Land $62,400 Building $412,100
2022	$3,923.00	$446,700 Land $62,400 Building $384,300	$446,700 Land $62,400 Building $384,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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