5127 Waterloo Dr, Fort Mill, SC 29708 Property Records

York County property record for 5127 Waterloo Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,562 sqft · built 2017
Lot Size	0.119 acres (5,205 sqft)
Owner	2 Individual Names on File
Last Sale	$300,424 (Jun 2017)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-11-01-053`

Property Details

APN / Parcel Number

Primary APN	`644-11-01-053`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	1,284 sqft
2nd Floor Area	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	5,205 sqft (0.119 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	147 sqft

Location & Zoning

Street Address	5127 WATERLOO DR
City	FORT MILL
State	SC
Zip	29708-0080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT# 67 CAMERON CREEK PHS 2
Legal Subdivision	CAMERON CREEK
Legal Lot Number	67
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2016
Census Tract	61009

Owner

5127 Waterloo Dr is owned and occupied by two individuals who bought it in June 2017.

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5127 WATERLOO DR, FORT MILL, SC 29708-0080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA A CHARTERED BANK
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 29, 2017	Grant Deed
Jun 29, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Document Number	201726120
Deed Book / Page	16452 / 50
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5127 WATERLOO DR, TEGA CAY, SC 29708-0080
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2151800202
Date	Sep 19, 2024
Book Page	21518/202
Instrument	2024029894

Lender

Name	TD BANK NA A CHARTERED BANK
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2054

Interest

Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5127 WATERLOO DR, TEGA CAY, SC 29708-0080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1829400275
Date	May 27, 2020
Book Page	18294/275
Instrument	2020022283

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Aug 29, 2017
Property Address	5127 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	1656000424
Book / Page	016560 / 000424
Instrument Date	Aug 28, 2017
Instrument	36992
Record Updated	Sep 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 WATERLOO DR TEGA CAY SC 297080080, TEGA CAY, SC 29708-0080

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Jun 29, 2017
Property Address	5127 WATERLOO DR, TEGA CAY, SC 29708-0080
Document Number	1645200050
Book / Page	016452 / 000050
Instrument Date	Jun 28, 2017
Instrument	26120
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5127 WATERLOO DR TEGA CAY SC 297080080, TEGA CAY, SC 29708-0080

Mortgage

Document Number	1645200052
Date	Jun 29, 2017
Book Page	016452/000052
Instrument	26121

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5127 Waterloo Dr was $3,780.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,780.00	$14,891 Land $2,677 Building $12,214	$500,700 Land $90,000 Building $410,700
2023	$3,207.00	$12,950 Land $3,039 Building $9,911	$340,927 Land $80,000 Building $260,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5127 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5127 Waterloo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Verizon.

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