5127 Soini Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 5127 Soini Rd, Embarrass, MN 55732 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.75 Baths
Year Built	Built 1976
Square Footage	1,120 sqft Gross Area
Lot Size	421,225 sqft (9.67 acres)
Occupancy	Owner Occupied
Last Sale	$171,500 (2020)
Tax Bill	$1,992.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`330-0010-05380`
Alternative APN	`1089788`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Building Area	1,120 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Basement Area	784 sqft Basement
Finished Basement	784 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch Style
Exterior Material	Composition/Composite Exterior
Construction Type	Frame Construction
Lot Area	421,225 sqft (9.67 acres)
Garage Area	720 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	96 sqft Deck
Sauna	Sauna
Storage Building	1,080 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1089788
Street Address	5127 SOINI RD
City	EMBARRASS
State	MN
Zip	55732-8338
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S1/2 OF SE1/4 OF NE1/4 EX WLY 417.42 FT& EX SLY 208.71 FT OF ELY 417.42 FT ANDEX NLY 208.71 FT OF SLY 417.42 FT OFELY 417.42
Legal Range	15W
Legal Township	60N
Legal Section	34
Legal Subdivision	EMBARRASS TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	EMBARRASS
Census Blockgroup	2
Census Block	2000
Census Tract	13900

Owner

Source: St. Louis County records · APN 330-0010-05380

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5127 SOINI RD, EMBARRASS, MN 55732-8338
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Doc Number	20201380112
Record Refreshed	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2020
Property Address	5127 SOINI RD, EMBARRASS, MN 55732-8338
Document Number	00A1380112
Instrument Date	May 15, 2020
Instrument	A1380112
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SOINI RD EMBARRASS MN 55732, EMBARRASS, MN 55732

Mortgage

Document Number	A1380113
Date	May 18, 2020
Instrument	A1380113

Lender

Name	REGENT FIN'L
Type	Funding / Finance Company
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Embarrass Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00 (+22.06%) Homeowner's exemption
2025	$1,632.00 (-23.09%) Homeowner's exemption	$228,400 (+5.59%) Land $36,000 Building $192,400	$228,400 (+5.59%) Land $36,000 Building $192,400
2024	$2,122.00	$216,300 (+24.96%) Land $36,400 Building $179,900	$216,300 (+24.96%) Land $36,400 Building $179,900
2022		$173,100 Land $31,700 Building $141,400	$173,100 Land $31,700 Building $141,400

Flood & Wildfire

5127 Soini Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 32nd percentile of exposed land nationally · 58th in Minnesota
Wildfire Likelihood	Low — about 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.