5127 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5127 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,695 sqft
Lot Size	0.631 acres (27,486 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Jun 2014)
Tax Bill	$4,744 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-433-0022-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0022-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,695 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	27,486 sqft (0.631 acres)
Lot Dimensions	550 ft deep x 50 ft wide
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5127 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 138 SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #1
Legal Lot Number	138
Legal Unit	138
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5127 POINTE TREMBLE RD, ALGONAC, MI 48001-4364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Nov 30, 2021	Deed of Trust, Mortgage COMMUNITY CHOICE CU
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2014 · Amount on Record
Deed Sale	Jun 6, 2014 · Amount on Record
Prior Sale	Sep 5, 2008 · Amount on Record
Deed Document Number	201412624
Deed Book / Page	4510 / 472
Prior Transfer Date	Oct 24, 2012
Prior Transfer Doc	4318/094
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5127 POINTE TREMBLE RD, ALGONAC, MI 48001-4364
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 POINTE TREMBLE RD, ALGONAC, MI 48001-4364

Mortgage

Document Number	0005579370
Date	Nov 18, 2022
Book Page	5579/370
Instrument	2022025771

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Nov 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5127 POINTE TREMBLE RD, ALGONAC, MI 48001-4364
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 POINTE TREMBLE RD, ALGONAC, MI 48001-4364

Mortgage

Document Number	0000054567
Date	Nov 30, 2021
Book Page	5456/7
Instrument	2021033402

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON, MI 48334

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 10, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5127 POINTE TREMBLE RD, ALGONAC, MI 48001-4364
Document Number	0050020689
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5127 POINTE TREMBLE RD ALGONAC MI 480014364, ALGONAC, MI 48001-4364

Mortgage

Document Number	0050020689
Date	Oct 29, 2018
Book Page	005002/000689

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,900 (+8.13%)	$361,800 (+8.13%)
2025	$4,744.00 (+2.48%) Homeowner's exemption	$167,300 (+12.36%)
2024	$4,629.00 (+12.44%)		$334,600 (+12.36%)
2023		$148,900
2022	$4,117.00		$297,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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