5127 Labounty Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 5127 Labounty Dr, Ferndale, WA 98248

Property Summary

Property Type	Apartment House (2-4 Units)
Details	2 bd · 1.5 ba · 1,672 sqft · built 1959
Lot Size	8.02 acres (349,351 sqft)
Owner	Company Name on File
Last Sale	$3,525,000 (Jun 2021)
Tax Bill	$199,666 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390233-232303-0000`

Property Details

APN / Parcel Number

Primary APN	`390233-232303-0000`
Alternative APNs	`533371` `581791` `99515`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	836 sqft
Basement Area	836 sqft
Finished Basement	836 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1979
Exterior Material	Wood
Roof Material	Built-Up Asphalt
Lot Area	349,351 sqft (8.02 acres)
Garage Type	Attached
Garage Area	387 sqft
Parking Spaces	3 Parking Spaces
Balcony Area	4,043 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	99515
Street Address	5127 LABOUNTY DR
City	FERNDALE
State	WA
Zip	98248
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	RM
Legal Description	SE SE NW-EXC N 121 FT OF E 375 FT-SUBJ TO ESMT REC AF 1206068-LESS RD-EXC PTN TO CITY FOR ST AS DESC AF 2024-0301523
Legal Range	02
Legal Township	39
Legal Section	33
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

5127 Labounty Dr, a residential property, is owned by a company that bought it in June 2021.

Source: Whatcom County records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 936, FERNDALE, WA 98248-0936
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
Mar 22, 2024	Warranty Deed, Transfer
Jun 28, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMER TTL INS COMPAN
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit BANNER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	20214946
Prior Transfer Date	Jul 8, 2016
Prior Transfer Doc	0000800646
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5127 LABOUNTY DR, FERNDALE, WA 98248
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403328
Date	Apr 29, 2022
Instrument	2022-0403328

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	HOUSTON, TX 77002

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 22, 2024
Property Address	5127 LABOUNTY DR, FERNDALE, WA 98248
Document Number	0000301523
Instrument Date	Mar 5, 2024
Instrument	2024-0301523
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2095 MAIN ST, FERNDALE, WA 98248-9468

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 28, 2021
Property Address	5127 LABOUNTY DR, FERNDALE, WA 98248
Document Number	0000604946
Instrument Date	Jun 24, 2021
Instrument	2021-0604946
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL INS COMPAN

Transaction

Amount	Amount on Record
Tax	$92,930.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3633 MARKET PL W STE 7, 7, UNIVERSITY PLACE, WA 98466-4650

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5127 LABOUNTY DR, FERNDALE, WA 98248
Document Number	2190601077
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5127 LABOUNTY RD FERNDALE WA 982488917, FERNDALE, WA 98248-8917

Mortgage

Document Number	2190601077
Date	Jun 11, 2019
Instrument	601077

Lender

Name	BANNER BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5127 Labounty Dr was $199,666.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$199,666.00	$28,930,498 Land $3,625,160 Building $25,305,338	$28,930,498 Land $3,625,160 Building $25,305,338
2022		$579,706 Land $329,212 Building $250,494	$579,706 Land $329,212 Building $250,494
2021	$3,833.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5127 Labounty Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Dec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5127 Labounty Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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