5127 Kirkwall Cir, Melbourne, FL 32940 Property Records

Brevard County property record for 5127 Kirkwall Cir, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3,398 sqft · built 2016
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$803,700 (May 2019)
Tax Bill	$10,673 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-26-03-I-24`

Property Details

APN / Parcel Number

Primary APN	`26-36-26-03-I-24`
Alternative APNs	`26-36-26-03-0000I.0-0024.00` `3012862`

Interior

Stories	1 Story
Building Area	3,398 sqft Living Area
Gross Area	4,668 sqft
1st Floor Area	3,398 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	722 sqft
Porch	Finished/Open Porch
Porch Area	548 sqft

Location & Zoning

Account Number	3012862
Street Address	5127 KIRKWALL CIR
City	MELBOURNE
State	FL
Zip	32940-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST. ANDREWS MANOR PHASE THREE LOT 24 BLK I
Legal Range	36E
Legal Township	26S
Legal Section	26
Legal Subdivision	ST. ANDREWS MANOR PHASE THREE
Legal Phase	3
Legal Block	I
Legal Lot Number	24
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4005
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5127 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 14, 2019	Warranty Deed, Transfer · ARM BNY MELLON NA
Aug 31, 2018	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2019102454
Deed Book / Page	8437 / 2446
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 15, 2021
Property Address	5127 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Document Number	0089820618
Book / Page	8982 / 618
Map Reference	MB 62 PG 9
Instrument Date	Dec 16, 2020
Instrument	2021010537
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7263 ACORN WAY, 7263, NAPLES, FL 34119-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 KIRKWALL CIR, MELBOURNE, FL 32940-1298

Mortgage

Document Number	8982620
Date	Jan 15, 2021
Instrument	8982/620

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 14, 2019
Property Address	5127 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Document Number	0084372446
Book / Page	8437 / 2446
Map Reference	MB 62 PG 9
Instrument Date	May 9, 2019
Instrument	2019102454
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,625.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5127 KIRKWALL CIR, 5127, MELBOURNE, FL 32940-1298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7312 CALDERA CIRCLE, NAPLES, FL 34119

Mortgage

Document Number	2019102455
Date	May 14, 2019
Instrument	2019102455

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 31, 2018
Property Address	5127 KIRKWALL CIR, MELBOURNE, FL 32940-1298
Document Number	0082530137
Book / Page	008253 / 000137
Instrument Date	Aug 31, 2018
Instrument	197801
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5127 KIRKWALL CIR MELBOURNE FL 329401298, MELBOURNE, FL 32940-1298

Mortgage

Document Number	82530139
Date	Aug 31, 2018
Book Page	008253/000139
Instrument	197802

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,470 (+2.7%)	$879,530 (-3.11%)
2025	$10,673.00 (+6.85%) Homeowner's exemption	$836,880 (+5.99%)	$907,770 (+5.65%) Land $224,250 Building $683,520
2023	$9,989.00 (+7.21%) Homeowner's exemption	$789,620 (+3%)	$859,220 (+9.08%) Land $178,250 Building $680,970
2022	$9,317.00 Homeowner's exemption	$766,630	$787,690 Land $161,000 Building $626,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Kirkwall Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures