5127 Casper Dr, Chipley, FL 32428 Property Records

Washington County property record for 5127 Casper Dr, Chipley, FL 32428

Property Summary

Property Type	Vacant Land
Lot Size	5.01 acres (218,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Mar 2021)
Tax Bill	$964 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000031360507`

Property Details

APN / Parcel Number

Primary APN	`000031360507`
Alternative APNs	`00000000-00-3136-0507` `31360507`

Exterior

Lot Area	218,235 sqft (5.01 acres)

Location & Zoning

Street Address	5127 CASPER DR
City	CHIPLEY
State	FL
Zip	32428-5544
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	29 1 14 5.12 ORB 1280 P 311 PRCL DESC IN ORB 1280 P 311
Legal Range	14W
Legal Township	01S
Legal Section	29
Legal Block	7
Legal Lot Number	7
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1332
Census Tract	970301

Owner

Source: Washington County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5127 CASPER DR, CHIPLEY, FL 32428-5544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage PANHANDLE CU
Sep 21, 2023	Deed of Trust, Mortgage · Closed-End Mortgage PANHANDLE CU
Aug 14, 2023	Intrafamily Transfer, Transfer
May 25, 2023	Intrafamily Transfer, Transfer
Mar 2, 2021	Warranty Deed, Transfer CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Nov 20, 2009
Deed Document Number	202167001520
Deed Book / Page	1199 / 902
Last Transfer Date	Aug 14, 2023
Transfer Doc	0067005670
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	5127 CASPER DR, CHIPLEY, FL 32428-5544
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 CASPER DR, CHIPLEY, FL 32428-5544

Mortgage

Document Number	0067000811
Date	Feb 4, 2026
Book Page	1360/913
Instrument	202667000811

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	2724 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	5127 CASPER DR, CHIPLEY, FL 32428-5544
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 SWEETBAY AVE, PANAMA CITY, FL 32405-2290

Mortgage

Document Number	0067006626
Date	Sep 21, 2023
Book Page	1283/324
Instrument	202367006626

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2024

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Aug 14, 2023
Property Address	5127 CASPER DR, CHIPLEY, FL 32428-5544
Document Number	0067005670
Book / Page	1280 / 311
Instrument Date	Aug 14, 2023
Instrument	202367005670
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5126 PINE RIDGE DR, CHIPLEY, FL 32428-5573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 CASPER DR, CHIPLEY, FL 32428-5544

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	May 25, 2023
Property Address	5127 CASPER DR, CHIPLEY, FL 32428-5544
Document Number	0067003625
Book / Page	1273 / 171
Instrument Date	May 2, 2023
Instrument	202367003625
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3201 MINNESOTA AVE, PANAMA CITY, FL 32405-5028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5126 PINE RIDGE DR, CHIPLEY, FL 32428-5573

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 2, 2021
Property Address	5127 CASPER DR, CHIPLEY, FL 32428-5544
Document Number	0067001520
Book / Page	1199 / 902
Instrument Date	Feb 12, 2021
Instrument	202167001520
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1016, BELL, FL 32619-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CONCORD CIR, PANAMA CITY, FL 32405-3557

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00 (+2.88%)	$69,600 (-) Land $69,600	$69,600 (-) Land $69,600
2024	$937.00 (-1.06%)	$69,600 (-) Land $69,600	$69,600 (-) Land $69,600
2023	$947.00 (+83.53%)	$69,600 (+85.23%) Land $69,600	$69,600 (+85.23%) Land $69,600
2022	$516.00	$37,575 Land $37,575	$37,575 Land $37,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Xfinity.

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