5127 Arnold St, Covington, GA 30014 Property Records

Newton County property record for 5127 Arnold St, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,044 sqft · built 2022
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jul 2023)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0350-00070-086-000`

Property Details

APN / Parcel Number

Primary APN	`C0350-00070-086-000`
Alternative APN	`45072`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,044 sqft Heated Area
1st Floor Area	2,044 sqft
Basement Area	1,077 sqft
Finished Basement	1,077 sqft
Unfinished Basement	541 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45072
Street Address	5127 ARNOLD ST
City	COVINGTON
State	GA
Zip	30014-2758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 86 CLARKS GROVE PH 2A
Legal Subdivision	CLARKS GROVE
Legal Phase	2A
Legal Lot Number	86
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2043
Census Tract	100400

Owner

Source: Newton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Jul 27, 2023	Limited Warranty Deed, Transfer · FHA Mortgage LOAN SIMPLE
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jul 26, 2021	Limited Warranty Deed, Transfer · Commercial Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Book / Page	4533 / 95
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 1, 2026
Property Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758
Document Number	0000000065
Book / Page	4836 / 93
Instrument Date	May 26, 2026
Instrument	202665
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758

Mortgage

Document Number	0000000065,
Date	Jun 1, 2026
Book Page	4836/93
Instrument	202665

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 27, 2023
Property Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758
Document Number	0045330095
Book / Page	4533 / 95
Instrument Date	Jul 25, 2023
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758

Mortgage

Document Number	0000453397
Date	Jul 27, 2023
Instrument	4533/97

Lender

Name	LOAN SIMPLE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 27, 2022
Property Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758
Document Number	0044180507
Book / Page	4418 / 507
Instrument Date	Jul 27, 2022
Instrument	2022-004027
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758

Mortgage

Document Number	0044180000000508
Date	Jul 29, 2022
Book Page	0000004418/0000000508
Instrument	013242

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 26, 2021
Property Address	5127 ARNOLD ST, COVINGTON, GA 30014-2758
Document Number	0042410206
Book / Page	4241 / 206
Instrument Date	Jul 26, 2021
Instrument	2021-004072
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 427, TUCKER, GA 30085-0427
Investor	Possibly a Property Investor

Mortgage

Document Number	0042410000000213
Date	Aug 4, 2021
Book Page	0000004241/0000000213
Instrument	014890

Lender

Name	SOUTH STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,314.00 (+13.55%)	$178,640 (+15.25%) Land $24,000 Building $154,640	$446,600 (+15.25%) Land $60,000 Building $386,600
2024	$4,680.00 (+94%)	$155,000 (+13.8%) Land $12,800 Building $142,200	$387,500 (+13.8%) Land $32,000 Building $355,500
2023		$136,200 (+998.39%) Land $12,400 Building $123,800	$340,500 (+998.39%) Land $31,000 Building $309,500
2022	$450.00	$12,400 Land $12,400	$31,000 Land $31,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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