5126 Winters Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 5126 Winters Ln, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1956
Lot Size	0.279 acres (12,194 sqft)
Owner	Individual Name on File
Last Sale	$119,900 (Dec 2004)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-738.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-738.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,194 sqft (0.279 acres)
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5126 WINTERS LN
City	COLD SPRING
State	KY
Zip	41076-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 24 WINTERS LAND SUBD
Legal Subdivision	WINTERS LAND SUB
Legal Lot Number	24
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3014
Census Tract	52900

Owner

5126 Winters Ln is owned and occupied by an individual who bought it in December 2004.

Source: Campbell County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5126 WINTERS LN, COLD SPRING, KY 41076-5718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2004 · Amount on File
Deed Sale	Dec 1, 2004 · Amount on File
Deed Document Number	200412 01 019 00194
Deed Book / Page	680 / 337
Prior Transfer Date	Nov 24, 2004
Prior Transfer Doc	1201019001
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 3, 2026
Property Address	5126 WINTERS LN, COLD SPRING, KY 41076-5718
Document Number	0006070384
Book / Page	884 / 503
Instrument Date	May 29, 2026
Instrument	20266070384
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5126 WINTERS LN, COLD SPRING, KY 41076-5718

Mortgage

Document Number	0006070387,
Date	Jun 3, 2026
Instrument	20266070387

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5126 Winters Ln was $2,199.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00	$181,500 Land $30,000 Building $151,500	$181,500 Land $30,000 Building $151,500
2023	$2,177.00 (+16.6%)	$181,500 (+21.49%) Land $30,000 Building $151,500	$181,500 (+21.49%) Land $30,000 Building $151,500
2022	$1,867.00	$149,400 Land $20,000 Building $129,400	$149,400 Land $20,000 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5126 Winters Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5126 Winters Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20