Lancaster County property record for 5126 Windmill Point Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,836 sqft · built 2017 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Oct 2013) |
| Tax Bill | $24 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 36 56 |
| Primary APN | 36 56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 2,400 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Deck Area | 360 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 12793 |
|---|---|
| Street Address | 5126 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | FOXWELLS 2.05 AC LR13/2138 LR08/231-P PC7/168A |
| Legal Subdivision | FOXWELLS |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30301 |
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 GROUSE RUN RD, LEXINGTON, VA 24450-2251 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2013 · Amount on Record |
| Deed Sale | Oct 18, 2013 · Amount on Record |
| Prior Sale | Jun 11, 2013 · Amount on Record |
| Deed Book / Page | 1300 / 2138 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 5126 WINDMILL POINT RD, WHITE STONE, VA 22578-3119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | SUN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0200001459 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 200001459 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24.00 (-98.7%) | $446,000 (+51.6%) Land $109,500 Building $336,500 | $446,000 (+51.6%) Land $109,500 Building $336,500 |
| 2023 | $1,853.00 | $294,200 Land $99,500 Building $194,700 | $294,200 Land $99,500 Building $194,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Nearby Flood Policies | 77 units insured incl. 8 condo units |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOXWELLS private · serves 218 people · EPA ID VA4103350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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