5126 Rowen Oak Rd, Collierville, TN 38017 Property Records

Shelby County property record for 5126 Rowen Oak Rd, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,163 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (May 2020)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-257L-A0-0004`

Property Details

APN / Parcel Number

Primary APN	`C0-257L-A0-0004`
Alternative APN	`D0257L A00004`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,163 sqft Living Area
Gross Area	5,761 sqft
1st Floor Area	3,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	266 sqft
Deck Area	785 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5126 ROWEN OAK RD
City	COLLIERVILLE
State	TN
Zip	38017-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	ES ROWEN OAK RD
Legal Subdivision	FORREST PARK
Legal Lot Number	4
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	2
Census Block	2014
Census Tract	21543

Owner

5126 Rowen Oak Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5126 ROWEN OAK RD, COLLIERVILLE, TN 38017-3316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 6, 2020	Warranty Deed, Transfer TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on File
Deed Sale	May 6, 2020 · Amount on File
Prior Sale	Dec 29, 2015 · Amount on File
Deed Document Number	202045782
Prior Transfer Date	May 10, 2004
Prior Transfer Doc	0000086064
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	5126 ROWEN OAK RD, COLLIERVILLE, TN 38017-3316
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5126 ROWEN OAK RD, COLLIERVILLE, TN 38017-3316

Mortgage

Document Number	0022092135
Date	Aug 16, 2022
Instrument	22092135

Lender

Name	COGENT BANK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Jun 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 6, 2020
Property Address	5126 ROWEN OAK RD, COLLIERVILLE, TN 38017-3316
Document Number	0000045782
Instrument Date	Apr 16, 2020
Instrument	45782
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	RIVER BLUFF TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5126 ROWEN OAK RD COLLIERVILLE TN 380173316, COLLIERVILLE, TN 38017-3316

Mortgage

Document Number	45783
Date	May 6, 2020
Instrument	45783

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5126 Rowen Oak Rd was $3,217.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,217.00	$198,600 Land $35,500 Building $163,100	$794,400 Land $142,000 Building $652,400
2023		$155,300 Land $27,450 Building $127,850
2022	$7,935.00
2021			$621,200 Land $109,800 Building $511,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5126 Rowen Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5126 Rowen Oak Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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