5126 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 5126 Oakley St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,056 sqft · built 1965
Lot Size	0.201 acres (8,784 sqft)
Owner	Individual Name on Record
Last Sale	$153,500 (Nov 2023)
Tax Bill	$2,926 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-0790-10100`

Property Details

APN / Parcel Number

Primary APN	`010-0790-10100`
Alternative APNs	`1157460` `808536`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	1,056 sqft
Basement Area	927 sqft
Finished Basement	927 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	8,784 sqft (0.201 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1157460
Street Address	5126 OAKLEY ST
City	DULUTH
State	MN
Zip	55804-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 969 AND 970 AND WLY 1/2 OF LOT 971 SERIAL #
Legal Subdivision	CROSLEY PARK ADD TO DULUTH
Legal Block	74
Legal Lot Number	969-971
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3015
Census Tract	200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5126 OAKLEY ST, DULUTH, MN 55804-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR SAVINGS BANK
Oct 26, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Sep 11, 2006 · Amount on Record
Deed Document Number	20231074121
Prior Transfer Date	Oct 26, 2023
Prior Transfer Doc	0001073854
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 2, 2023
Property Address	5126 OAKLEY ST, DULUTH, MN 55804-1239
Document Number	0001074121
Instrument Date	Oct 27, 2023
Instrument	1074121
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5126 OAKLEY ST, DULUTH, MN 55804-1239

Mortgage

Document Number	0001074122
Date	Nov 2, 2023
Instrument	1074122

Lender

Name	SUPERIOR SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Oct 26, 2023
Property Address	5126 OAKLEY ST, DULUTH, MN 55804-1239
Document Number	0001073854
Instrument Date	Oct 16, 2023
Instrument	1073854
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 TIOGA ST, DULUTH, MN 55804-1524

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 (+7.1%) Homeowner's exemption
2025	$2,732.00 (-16.4%) Homeowner's exemption	$258,100 (+16.26%) Land $52,800 Building $205,300	$258,100 (+16.26%) Land $52,800 Building $205,300
2024		$222,000 (-4.23%) Land $50,900 Building $171,100	$222,000 (-4.23%) Land $50,900 Building $171,100
2023	$3,268.00 Homeowner's exemption
2022		$231,800 Land $39,200 Building $192,600	$231,800 Land $39,200 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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