Highlands County property record for 5126 Oak Rd, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 2005 |
| Lot Size | 0.999 acres (43,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Jan 2005) |
| Tax Bill | $1,419 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-24-35-28-080-0100-0300 |
| Primary APN | C-24-35-28-080-0100-0300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,595 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,550 sqft (0.999 acres) |
| Lot Dimensions | 335 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 840 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 212 sqft |
| Patio Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5126 OAK RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGE BLOSSOM EST UNIT 8 PB 6-PG 18 LOT 30 BLK 10 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 24 |
| Legal Subdivision | ORANGE BLOSSOM EST |
| Legal Block | 10 |
| Legal Lot Number | 30 |
| Legal Unit | 8 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-24-35-28-080-0100-0300
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5126 OAK RD, SEBRING, FL 33875-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Sep 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Jun 07, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2005 · Amount on Record |
| Deed Sale | Jan 14, 2005 · Amount on Record |
| Prior Sale | Jul 02, 2009 |
| Deed Document Number | 0001290319 |
| Last Transfer Date | Sep 30, 2021 |
| Transfer Doc | 0002056554 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5126 OAK RD, SEBRING, FL 33875-8010 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002285719 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 3154/1 |
| Instrument | 2285719 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5126 OAK RD, SEBRING, FL 33875-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002132621 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 2952/686 |
| Instrument | 2132621 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Dec 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5126 OAK RD, SEBRING, FL 33875-8010 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002124554 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 2942/878 |
| Instrument | 2124554 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Dec 01, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 30, 2021 |
| Property Address | 5126 OAK RD, SEBRING, FL 33875-8010 |
| Document Number | 0002056554 |
| Book / Page | 2854 / 1792 |
| Map Reference | MB 6 PG 18 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2056554 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5126 OAK RD, SEBRING, FL 33875-8010 |
| Document Number | 0028541793 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2854/1793 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5126 OAK RD, SEBRING, FL 33875-8010 |
| Document Number | 0001900081 |
| Instrument Date | Jun 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2018 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5126 OAK RD SEBRING FL 338758010, SEBRING, FL 33875-8010 |
| Document Number | 0001900081 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 002640/001341 |
| Instrument | 1900081 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2033 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,225 (+7.64%) | $244,464 (-4.35%) Land $37,180 Building $207,284 | |
| 2024 | $1,419.00 (+5.35%) | ||
| 2023 | $1,347.00 (+2.59%) Homeowner's exemption | $113,549 (+3%) | $255,580 (+20.93%) Land $22,984 Building $232,596 |
| 2022 | $1,313.00 Homeowner's exemption | $110,242 | $211,344 Land $22,984 Building $188,360 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 198 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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