5126 NC Highway 55 E, New Bern, NC 28560 Property Records

Pamlico County property record for 5126 NC Highway 55 E, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 2018
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C051-111-1`

Property Details

APN / Parcel Number

Primary APN	`C051-111-1`
Alternative APNs	`651160012500` `17209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,812 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Lot Area	106,722 sqft (2.45 acres)
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17209
Street Address	5126 NC HIGHWAY 55 E
City	NEW BERN
State	NC
Zip	28560-5162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH SIDE NC 55 PCA 199-16 CMB W/C051-111-2 651160012500
Jurisdiction	PAMLICO NC
Township / Civil Division	1
Census Block Group	2
Census Block	2005
Census Tract	950101

Owner

5126 NC Highway 55 E is owned and occupied by two individuals who acquired it in January 2021.

Source: Pamlico County records, as of September 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5126 NC HIGHWAY 55 E, NEW BERN, NC 28560-5162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 26, 2021
Transfer Doc	675/164
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	5126 NC HIGHWAY 55 E, NEW BERN, NC 28560-5162
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	631/513
Date	Nov 3, 2017
Book Page	631/513

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	367 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAMLICO NC
Recording Date	Feb 1, 2021
Property Address	5126 NC HIGHWAY 55 E, NEW BERN, NC 28560-5162
Document Number	675/164
Book / Page	675 / 164
Map Reference	CAB A SL 199-16
Instrument Date	Jan 26, 2021
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5126 NC HIGHWAY 55 E, NEW BERN, NC 28560-5162

Mortgage

Document Number	675167
Date	Feb 1, 2021
Instrument	675/167

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5126 NC Highway 55 E was $1,236.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00	$170,048 Land $20,958 Building $149,090	$170,048 Land $20,958 Building $149,090
2023	$1,202.00	$170,048 Land $20,958 Building $149,090	$170,048 Land $20,958 Building $149,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5126 NC Highway 55 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	55 (1985–2018)
Claims Outside the SFHA	4 of 55
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims Hurricane Irene, Aug 2011 · 18 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5126 NC Highway 55 E is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	PAMLICO COUNTY WATER
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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