5126 Keyser Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5126 Keyser Mill Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 984 sqft · built 1997
Lot Size	10.1 acres (441,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,000 (Jun 2005)
Tax Bill	$718 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-9296-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-9296-4`
Alternative APNs	`19-3N-24-0000-0002-0270` `24N319000000020270`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	984 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	441,263 sqft (10.1 acres)

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	1,092 sqft
Patio Area	130 sqft
Shed	1 Shed
Utility Building	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5126 KEYSER MILL RD
City	BAKER
State	FL
Zip	32531-8354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR OF N1/2 GOVT LOT 1 N77 DEG W1477 FT TO POB S521 FT S71 DEG W215 FT S70 DEG W215 FT S232 FT TO N R/W SWLY ALG R/W 218 FT CONT SWLY 32 FT S69 DEG W217 FT S232 FT TO N R/W KEYSER MILL RD SWLY ALG R/W 32 FT N320 FT N69 DEG E32 FT N779 FT S77 D
Legal Range	24W
Legal Township	03N
Legal Section	19
Legal Block	2
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3047
Census Tract	20102

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5126 KEYSER MILL RD, BAKER, FL 32531-8354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2005 · Amount on Record
Deed Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	20052229240
Deed Book / Page	2623 / 3387
Prior Transfer Date	Aug 3, 2004
Prior Transfer Doc	0025560573
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5126 KEYSER MILL RD, BAKER, FL 32531-8354
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5126 KEYSER MILL RD, BAKER, FL 32531-8354

Mortgage

Document Number	0035902472
Date	Dec 2, 2021
Book Page	3590/2472
Instrument	3509505

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$718.00 (-6.14%) Homeowner's exemption	$99,285 (+5.99%)	$155,107 (+4.41%) Land $56,767 Building $98,340
2023	$765.00 (-21.22%) Homeowner's exemption	$93,677 (-17.9%)	$148,562 (-14.45%) Land $50,685 Building $97,877
2022	$971.00 Homeowner's exemption	$114,097	$173,663 Land $48,271 Building $125,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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