5126 Cave Spring Ln, Roanoke, VA 24018 Property Records

Roanoke County property record for 5126 Cave Spring Ln, Roanoke, VA 24018

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,094 sqft · built 1968
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$184,000 (Jul 2018)
Tax Bill$4,639 (2026)
Deeds & MortgagesNov 2021 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN076.20-04-31

Property Details

APN / Parcel Number

Primary APN076.20-04-31
Alternative APNs
  • 000031303
  • 07620 431

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,094 sqft Finished Area
Gross Area5,480 sqft
1st Floor Area1,789 sqft
Basement Area1,789 sqft
Finished Basement447 sqft
Unfinished Basement1,342 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area35 sqft
Patio Area562 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number000031303
Street Address5126 CAVE SPRING LN
CityROANOKE
StateVA
Zip24018-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 13 BLK 1 WOODMONT MANOR
Legal SubdivisionCAVE SPRING
Legal Block1
Legal Lot Number13
JurisdictionROANOKE VA
Township / Civil DivisionWINDSOR HILLS
Census Block Group1
Census Block1016
Census Tract30701

Owner

5126 Cave Spring Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Roanoke County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5126 CAVE SPRING LN, ROANOKE, VA 24018-3325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NATIONAL BANK & TRUST CO
Jun 23, 2021Deed of Trust, Mortgage · SBA Mortgage
AMERICAN NATIONAL BANK & TRUST
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NAT'L BK
Jul 2, 2018Grant Deed, Transfer
AMERICAN NATL BK & TR CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2018 · Amount on File
Deed SaleJul 2, 2018 · Amount on File
Deed Document Number20186234
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5126 CAVE SPRING LN, ROANOKE, VA 24018-3325
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16803
DateNov 19, 2021
Instrument202116803
Lender
NameAMERICAN NATIONAL BANK & TRUST CO
TypeBank
AddressDANVILLE, VA 24541
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5126 CAVE SPRING LN, ROANOKE, VA 24018-3325
Transaction TypeMortgage
Record UpdatedJul 6, 2021
Title CompanyVIRGINIA TITLE CTR LLC, VIRGINIA TITLE CENTER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5126 CAVE SPRING LN, ROANOKE, VA 24018-3325

Mortgage

Document Number8898
DateJun 23, 2021
Instrument202108898
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
AddressROANOKE, VA 24018
Agreement
TypeSBA Mortgage
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5126 CAVE SPRING LN, ROANOKE, VA 24018-3325
Document Number0000011724
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5126 CAVE SPRING LN ROANOKE VA 240183325, ROANOKE, VA 24018-3325

Mortgage

Document Number0000011724
DateOct 5, 2020
Instrument11724
Lender
NameAMERICAN NAT'L BK
TypeBank
AddressSALEM, VA 24153
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROANOKE VA
Recording DateJul 2, 2018
Property Address5126 CAVE SPRING LN, ROANOKE, VA 24018-3325
Document Number0000006234
Instrument DateMay 29, 2018
Instrument6234
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$184.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5126 CAVE SPRING LN ROANOKE VA 240183325, ROANOKE, VA 24018-3325

Mortgage

Document Number6235
DateJul 2, 2018
Instrument6235
Lender
NameAMERICAN NATL BK & TR CO
AddressDANVILLE, VA 24543
Agreement
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5126 Cave Spring Ln was $4,639.

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,639.00$450,400 Land $63,000 Building $387,400$450,400 Land $63,000 Building $387,400
2023$3,755.00$354,300 Land $48,000 Building $306,300$354,300 Land $48,000 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5126 Cave Spring Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1985–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5126 Cave Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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