5125 Whitmore Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5125 Whitmore Dr, Cincinnati, OH 45238

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,636 sqft · built 1974
Lot Size0.212 acres (9,235 sqft)
Owner2 Owner Names on File
Last Sale$156,000 (Mar 2009)
Tax Bill$5,597 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN540-0031-0124-00

Property Details

APN / Parcel Number

Primary APN540-0031-0124-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,636 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area1,676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions141 ft deep x 70 ft wide
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5125 WHITMORE DR
CityCINCINNATI
StateOH
Zip45238-5732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITMORE DR 70.18 X 141.53 IRR LOT 61 RIVERVIEW ESTATES SUB BLK B
Legal SubdivisionRIVERVIEW ESTATES
Legal BlockB
Legal Lot Number61
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group3
Census Block3002
Census Tract21421

Owner

The current owner of 5125 Whitmore Dr bought it in March 2009.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address5125 WHITMORE DR, CINCINNATI, OH 45238-5732
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2009 · Amount on File
Deed SaleMar 4, 2009 · Amount on File
Prior SaleMar 19, 1996 · Amount on File
Deed Document Number09-026259
Deed Book / Page11080 / 00090
Prior Transfer DateMar 3, 2009
Prior Transfer Doc0000026259
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5125 WHITMORE DR, CINCINNATI, OH 45238-5732
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5125 WHITMORE DR, CINCINNATI, OH 45238-5732

Mortgage

Document Number0000003987
DateJan 17, 2023
Book Page14833/2443
Instrument2023-0003987
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueFeb 7, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5125 WHITMORE DR, CINCINNATI, OH 45238-5732
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096932
DateAug 11, 2021
Book Page14478/362
Instrument2021-0096932
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5125 Whitmore Dr was $5,597, down 0.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,597.00 (-0.25%)$91,924 (+%) Land $11,014 Building $80,910
2024$5,611.00 (+1.52%)$91,923 (-) Land $11,014 Building $80,909
2023$5,527.00 (+53.83%)$91,923 (+73.03%) Land $11,014 Building $80,909$262,640 Land $31,470 Building $231,170
2022$3,593.00$53,127 Land $9,576 Building $43,551
2020$151,790 Land $27,360 Building $124,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5125 Whitmore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5125 Whitmore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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