5125 Stepladder Rd, Parma, MI 49269 Property Records

Jackson County property record for 5125 Stepladder Rd, Parma, MI 49269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,470 sqft · built 1940
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Jan 2015)
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000-07-09-451-002-02`

Property Details

APN / Parcel Number

Primary APN	`000-07-09-451-002-02`

Interior

Full Baths	2 Baths
Building Area	1,470 sqft Living Area
1st Floor Area	984 sqft
Basement Area	708 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	217,800 sqft (5 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5125 STEPLADDER RD
City	PARMA
State	MI
Zip	49269-9314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	BEG AT S 1/4 POST OF SEC 9 TH S 89DEG 44'50''W 393.6 FT TO CEN LN OF STEPLADDER RD TH N 8DEG 45'34''E 238.2 FT TH N 0DEG
Legal Range	02W
Legal Township	02S
Legal Section	09
Jurisdiction	JACKSON MI
Township / Civil Division	SANDSTONE
Census Block Group	2
Census Block	2003
Census Tract	6500

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5125 STEPLADDER RD, PARMA, MI 49269-9314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Feb 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on Record
Deed Sale	Jan 21, 2015 · Amount on Record
Prior Sale	Apr 1, 1993 · Amount on Record
Deed Document Number	20152701063
Deed Book / Page	2047 / 775
Last Transfer Date	Jan 15, 2021
Transfer Doc	0002872870
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 22, 2022
Property Address	5125 STEPLADDER RD, PARMA, MI 49269-9314
Document Number	0002923853
Book / Page	2218 / 1262
Instrument Date	Sep 15, 2022
Instrument	2923853
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	NOT AVAILABLE, AT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2804 WENDELL LN, JACKSON, MI 49203-5540

Mortgage

Document Number	0022181263
Date	Sep 22, 2022
Instrument	2218-1263

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MI
Recording Date	Feb 16, 2021
Property Address	5125 STEPLADDER RD, PARMA, MI 49269-9314
Document Number	0002872870
Book / Page	2179 / 980
Instrument Date	Jan 15, 2021
Instrument	2872870
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 STEPLADDER RD, PARMA, MI 49269-9314

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Sandstone Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,300 (+0.54%)	$186,600 (+0.54%)
2025	$1,584.00 (-29.32%)	$92,800 (+48.96%)	$185,600 (+48.96%)
2024	$2,241.00 (+47.34%)
2023		$62,300	$124,600
2022	$1,521.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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