Whatcom County property record for 5125 Ranchos Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,868 sqft · built 2003 |
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,403 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 390335-280283-0000 |
| Primary APN | 390335-280283-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,868 sqft Living Area |
| 1st Floor Area | 1,905 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 199,069 sqft (4.57 acres) |
| Garage Type | Detached |
| Garage Area | 1,073 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 336 sqft |
| Deck Area | 433 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 105688 |
|---|---|
| Street Address | 5125 RANCHOS RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | FOREST RANCHOS LOT 4-TOG WI EQUAL-UNDIV INT IN ALL RDS- TOG WI N 1/2 ABANDONED RR R/W ABTG |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 35 |
| Legal Subdivision | FOREST RANCHOS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 101 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5125 RANCHOS RD, BELLINGHAM, WA 98226-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2001 |
| Deed Sale | Feb 15, 2001 |
| Deed Document Number | 2001201557 |
| Last Transfer Date | Nov 30, 2012 |
| Transfer Doc | 0001201049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5125 RANCHOS RD, BELLINGHAM, WA 98226-9501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000600724 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 2022-0600724 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 7, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,403.00 (+12.49%) | $834,904 (+1.18%) Land $278,792 Building $556,112 | $834,904 (+1.18%) Land $278,792 Building $556,112 |
| 2022 | $825,157 Land $332,787 Building $492,370 | $825,157 Land $332,787 Building $492,370 | |
| 2021 | $5,692.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ziply Fiber.
5G (outdoors only) and 4G LTE
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