5125 Mount Zion Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5125 Mount Zion Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,365 sqft · built 1984
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Apr 2021)
Tax Bill$7,039 (2023)
Deeds & MortgagesFeb 2024 Mortgage
Sep 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-443112

Property Details

APN / Parcel Number

Primary APN23-443112
Alternative APN
  • 443112

Interior

Full Baths3 Baths
Stories2 Stories
Building Area4,365 sqft Total Area
1st Floor Area3,517 sqft
Basement Area1,800 sqft
Finished Basement1,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area108,464 sqft (2.49 acres)
PorchOpen Porch
Porch Area66 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number443112
Street Address5125 MOUNT ZION RD
CityFREDERICK
StateMD
Zip21703-5933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 2.49 AC OFF S/S MT. ZION RD. NR FEAGAVILLE
Legal SubdivisionBRAEMER CONDO
Legal Lot Number2 49
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group1
Census Block1019
Census Tract751004

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5125 MOUNT ZION RD, FREDERICK, MD 21703-5933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2024Deed of Trust, Mortgage
MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Sep 27, 2023Deed of Trust, Mortgage
MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Feb 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
TODAYS MORTGAGE LLC
Apr 19, 2021Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2021 · Amount on Record
Deed SaleApr 19, 2021 · Amount on Record
Prior SaleDec 16, 2016 · Amount on Record
Deed Document Number0014783342
Deed Book / Page14783 / 342
Record UpdatedJun 7, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5125 MOUNT ZION RD, FREDERICK, MD 21703-5933
Transaction TypeMortgage
Record UpdatedMay 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0167560105
DateFeb 7, 2024
Book Page16756/105
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
AmountAmount Recorded

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5125 MOUNT ZION RD, FREDERICK, MD 21703-5933
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0166140364
DateSep 27, 2023
Book Page16614/364
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5125 MOUNT ZION RD, FREDERICK, MD 21703-5933
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0128440300
DateFeb 21, 2019
Book Page12844/0300
Lender
NameTODAYS MORTGAGE LLC
AddressANNANDALE, VA 22003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 19, 2021
Property Address5125 MOUNT ZION RD, FREDERICK, MD 21703-5933
Document Number0147830342
Book / Page14783 / 342
Map ReferenceMB 4 PL 15
Instrument DateFeb 12, 2021
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,412.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5125 MOUNT ZION RD, FREDERICK, MD 21703-5933

Mortgage

Document Number14783349
DateApr 19, 2021
Instrument14783/349
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,039.00$588,000 Land $90,800 Building $497,200$588,000 Land $90,800 Building $497,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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