5125 Chiltern Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5125 Chiltern Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,877 sqft · built 2007
Lot Size	0.141 acres (6,124 sqft)
Owner	2 Individual Names on File
Last Sale	$2,122,000 (Aug 2026)
Tax Bill	$17,249 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-650-015-9`

Property Details

APN / Parcel Number

Primary APN	`223-650-015-9`
Alternative APN	`223-650-015`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,877 sqft Living Area
1st Floor Area	1,504 sqft
2nd Floor Area	1,373 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Lot Area	6,124 sqft (0.141 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5125 CHILTERN LN
City	SAN RAMON
State	CA
Zip	94582-3098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9021 L97
Legal Subdivision	WINDEMERE SUB 9021
Legal Tract	9021
Legal Lot Number	97
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	2
Census Block	2010
Census Tract	355126

Owner

5125 Chiltern Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Contra Costa County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
May 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Dec 18, 2008 · Amount on File
Deed Document Number	202691317
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	0000093506
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 28, 2026
Property Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098
Document Number	0000091317
Instrument Date	Aug 19, 2026
Instrument	202691317
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235,754.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098

Mortgage

Document Number	0000091318,
Date	Aug 28, 2026
Instrument	202691318

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098

Mortgage

Document Number	0000125632
Date	Nov 27, 2023
Instrument	2023-125632

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 27, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098

Mortgage

Document Number	0000229179
Date	Oct 7, 2020
Instrument	2020-229179

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 22, 2018
Property Address	5125 CHILTERN LN, SAN RAMON, CA 94582-3098
Document Number	0000080372
Instrument Date	Apr 30, 2018
Instrument	80372
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5125 CHILTERN LN SAN RAMON CA 945823098, SAN RAMON, CA 94582-3098

Tax Assessment & Valuation

The 2025 property tax bill for 5125 Chiltern Ln was $17,249 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,578 (+2%) Land $499,128 Building $588,450
2025	$17,249.00 Homeowner's exemption	$1,066,254 Land $489,342 Building $576,912
2023	$17,260.00 (+2.18%) Homeowner's exemption	$1,024,852 Land $470,342 Building $554,510
2022	$16,891.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5125 Chiltern Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5125 Chiltern Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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