5125 Central Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 5125 Central Dr, Milton, FL 32571

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,469 sqft · built 2002
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2026)
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-1N-29-0754-00B00-0130`

Property Details

APN / Parcel Number

Primary APN	`04-1N-29-0754-00B00-0130`
Alternative APN	`N29104075400B000130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,469 sqft Living Area
Gross Area	1,725 sqft
1st Floor Area	1,469 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	276 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5125 CENTRAL DR
City	MILTON
State	FL
Zip	32571-8841
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1M
Legal Description	CONDOR ESTATES LOT 13 BLK B AS DES IN OR 4338 PG 1443
Legal Range	29W
Legal Township	1N
Legal Section	04
Legal Subdivision	CONDOR ESTATES
Legal Block	B
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4002
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5125 CENTRAL DR, MILTON, FL 32571-8841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Apr 24, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2026	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Oct 25, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Aug 14, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Feb 27, 2026 · Amount on Record
Deed Document Number	202620586
Deed Book / Page	4736 / 543
Prior Transfer Date	May 15, 2002
Prior Transfer Doc	2012001768
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5125 CENTRAL DR, PACE, FL 32571-8841
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 CENTRAL DR, PACE, FL 32571-8841

Mortgage

Document Number	0044701195
Date	Jan 31, 2024
Book Page	4470/1195
Instrument	202404289

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2052

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 24, 2026
Property Address	5125 CENTRAL DR, MILTON, FL 32571-8841
Document Number	0000020586
Book / Page	4736 / 543
Instrument Date	Apr 24, 2026
Instrument	2026.20586
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,145.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 CENTRAL DR, MILTON, FL 32571-8841

Mortgage

Document Number	0000020587,
Date	Apr 24, 2026
Instrument	2026..20587

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 24, 2026
Property Address	5125 CENTRAL DR, MILTON, FL 32571-8841
Document Number	0047360543
Book / Page	4736 / 543
Instrument Date	Apr 24, 2026
Instrument	202620586
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,145.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 CENTRAL DR, MILTON, FL 32571-8841

Mortgage

Document Number	0000020587,
Date	Apr 24, 2026
Instrument	202620587

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 27, 2026
Property Address	5125 CENTRAL DR, PACE, FL 32571-8841
Document Number	0047140069
Book / Page	4714 / 69
Map Reference	MB D PG 48
Instrument Date	Feb 27, 2026
Instrument	202609901
Transaction Type	Foreclosure
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$981.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2086, LUTZ, FL 33548-2086

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 25, 2022
Property Address	5125 CENTRAL DR, PACE, FL 32571-8841
Document Number	0043381443
Book / Page	4338 / 1443
Map Reference	MB D PG 48
Instrument Date	Oct 21, 2022
Instrument	202260337
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 BELLE MEADE DRB, PENSACOLA, FL 32503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 CENTRAL DR, PACE, FL 32571-8841

Mortgage

Document Number	0043381445
Date	Oct 25, 2022
Instrument	4338/1445

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0043381461
Date	Oct 25, 2022
Book Page	4338/1461
Instrument	202260339

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5125 CENTRAL DR, PACE, FL 32571-8841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035981760
Date	Feb 14, 2017
Book Page	3598/1760
Instrument	201705849

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	420 Months
Due	Feb 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5125 CENTRAL DR, PACE, FL 32571-8841
Document Number	0037581593
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 CENTRAL DR PACE FL 325718841, PACE, FL 32571-8841

Mortgage

Document Number	0037581593
Date	Aug 21, 2018
Book Page	003758/001593
Instrument	35844

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00 (+29.91%)	$165,705 (+1.75%) Land $25,000 Building $140,705	$165,705 (+1.75%) Land $25,000 Building $140,705
2024	$1,568.00 (-9%) Homeowner's exemption	$162,859 (-4.88%) Land $25,000 Building $137,859	$162,859 (-4.88%) Land $25,000 Building $137,859
2023	$1,723.00 (+7.75%)	$171,208 (+41.38%) Land $35,000 Building $136,208	$171,208 (+41.38%) Land $35,000 Building $136,208
2022	$1,599.00	$121,094	$121,094 Land $12,500 Building $108,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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