51243 US Hwy 2, Libby, MT 59923 Property Records

Lincoln County property record for 51243 US Hwy 2, Libby, MT 59923

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,848 sqft · built 1998
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,307 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage
APN	`R638413`

Property Details

APN / Parcel Number

Primary APN	`R638413`
Alternative APNs	`56-3955-35-1-01-10-0000` `0000056210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	1,848 sqft
Finished Basement	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	239,580 sqft (5.5 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Deck Area	528 sqft
Pole Barn	1,380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000056210
Street Address	51243 US HIGHWAY 2
City	LIBBY
State	MT
Zip	59923-7986
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S35, T28 N, R30 W, C.O.S. 3907, PARCEL A, ACRES 5.5
Legal Range	30W
Legal Township	28N
Legal Section	35
Legal Subdivision	CS 3907
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1528
Census Tract	100

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51243 US HIGHWAY 2, LIBBY, MT 59923-7986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2009
Transfer Doc	000324/318
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	51243 US HIGHWAY 2, LIBBY, MT 59923-7986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	386/275
Date	Nov 25, 2020
Book Page	386/275
Instrument	289543

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	51243 US HIGHWAY 2, LIBBY, MT 59923-7986
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	377/739
Date	Jul 3, 2019
Book Page	377/739
Instrument	280358

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union
Address	LIBBY, MT 59923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 3, 2034

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,307.00 (+10.48%)	$409,510 (-)
2025	$1,183.00 (-42.21%)	$409,510 (+26.29%)	$409,510 (+26.29%) Land $111,400 Building $298,110
2023	$2,047.00	$324,260	$324,260 Land $71,100 Building $253,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Mar 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 90% of Montana
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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