5124 Mendip St, Oceanside, CA 92057 Property Records

San Diego County property record for 5124 Mendip St, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,844 sqft · built 2004
Lot Size0.14 acres (6,082 sqft)
OwnerCompany Name on Record
Last Sale$497,500 (May 2007)
Tax Bill$8,330 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN122-510-56-00

Property Details

APN / Parcel Number

Primary APN122-510-56-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,844 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area6,082 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5124 MENDIP ST
CityOCEANSIDE
StateCA
Zip92057-1853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-MP-1
Legal DescriptionLOT 56 TR 014390
Legal SubdivisionMORRO HILLS VILLAGE
Legal Tract014390
Legal Block1
Legal Lot Number56
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18608

Owner

Source: San Diego County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5124 MENDIP ST, OCEANSIDE, CA 92057-1853
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jan 25, 2022Intrafamily Transfer, Transfer
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2007 · Amount on Record
Deed SaleMay 30, 2007 · Amount on Record
Prior SaleMay 5, 2004 · Amount on Record
Deed Document Number2007365491
Last Transfer DateJan 10, 2022
Transfer Doc0000036112
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateAug 26, 2026
Property Address5124 MENDIP ST, OCEANSIDE, CA 92057-1853
Document Number0000250222
Instrument DateAug 19, 2026
Instrument2026250222
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyPOST SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address5124 MENDIP ST, OCEANSIDE, CA 92057-1853

Mortgage

Document Number0000250222,
DateAug 26, 2026
Instrument2026250222
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 1, 2066
Interest
Max Rate-1%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 25, 2022
Property Address5124 MENDIP ST, OCEANSIDE, CA 92057-1853
Document Number0000036112
Map ReferenceMAP 14390
Instrument DateJan 10, 2022
Instrument2022-0036112
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5124 MENDIP ST, OCEANSIDE, CA 92057-1853

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5124 MENDIP ST, OCEANSIDE, CA 92057-1853
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5124 MENDIP ST, OCEANSIDE, CA 92057-1853

Mortgage

Document Number0000260519
DateApr 5, 2021
Instrument2021-0260519
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$687,356 (+2%) Land $374,730 Building $312,626
2025$8,330.00 (+2.86%) Homeowner's exemption$673,880 (+4.04%) Land $367,383 Building $306,497
2023$8,098.00 (+1.4%) Homeowner's exemption$647,715 Land $353,118 Building $294,597
2022$7,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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