Buchanan County property record for 5124 Lake Ave, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 1,512 sqft · built 1917 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $423 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2023 Sale |
| APN | 06-9.0-30-004-000-032.000 |
| Primary APN | 06-9.0-30-004-000-032.000 |
|---|
| Building Area | 1,512 sqft Base Area |
|---|---|
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 50 ft deep x 120 ft wide |
| Street Address | 5124 LAKE AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SAINT GEORGE LOT:18 BLK:11LGL DESC:& L 19 |
| Legal Subdivision | SAINT GEORGE |
| Legal Block | 11 |
| Legal Lot Number | 18 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 2100 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1207 S 4TH ST, SAINT JOSEPH, MO 64501-3625 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK |
| Apr 14, 2023 | Warranty Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2007 |
| Transfer Doc | 02988/0520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5124 LAKE AVE, SAINT JOSEPH, MO 64504-1141 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 901 N 11TH ST, SAINT JOSEPH, MO 64501-1611 |
| Document Number | 003787/858 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 3787/858 |
| Instrument | 2023004379 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 14, 2023 |
| Property Address | 5124 LAKE AVE, SAINT JOSEPH, MO 64504-1141 |
| Document Number | 003786/132 |
| Book / Page | 3786 / 132 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023002633 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 S 4TH ST, SAINT JOSEPH, MO 64501-3625 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $423.00 | $5,910 (+6.29%) Land $930 Building $4,980 | $31,110 (+6.25%) Land $4,900 Building $26,210 |
| 2024 | $423.00 (+15.89%) | ||
| 2023 | $365.00 (-0.54%) | $5,560 (-) Land $930 Building $4,630 | $29,280 (-) Land $4,900 Building $24,380 |
| 2022 | $367.00 | $5,560 Land $930 Building $4,630 | |
| 2021 | $29,280 Land $4,900 Building $24,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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