5124 Congo Rd, Benton, AR 72019 Property Records

Saline County property record for 5124 Congo Rd, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,187 sqft · built 1968
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2000)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-08511-000`

Property Details

APN / Parcel Number

Primary APN	`001-08511-000`
Alternative APN	`16220`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,187 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	2,187 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,790 sqft (2.75 acres)
Lot Dimensions	210 ft deep x 570 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	280 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	156 sqft
Deck Area	180 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16220
Street Address	5124 CONGO RD
City	BENTON
State	AR
Zip	72019-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NE 570.57 X 210 2012-94395
Legal Range	15W
Legal Township	01S
Legal Section	26
Jurisdiction	SALINE AR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3023
Census Tract	10301

Owner

Source: Saline County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5124 CONGO RD, BENTON, AR 72019-1752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Oct 29, 2019	Deed of Trust, Mortgage · VA Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2000 · Amount on Record
Deed Sale	Dec 21, 2000 · Amount on Record
Prior Sale	Dec 12, 1995 · Amount on Record
Deed Document Number	200061393
Last Transfer Date	Sep 17, 2012
Transfer Doc	0000084394
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	5124 CONGO RD, BENTON, AR 72019-1752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011567
Date	Jun 21, 2018
Instrument	2018-011567

Lender

Name	SIMMONS BANK
Type	Bank
Address	BENTON, AR 72015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 4, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	5124 CONGO RD, BENTON, AR 72019-1752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021084
Date	Oct 29, 2019
Instrument	2019-021084

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,251.00 (+21.61%) Homeowner's exemption	$52,970 (+10.92%) Land $8,650 Building $44,320	$264,850 (-) Land $43,250 Building $221,600
2024	$1,851.00 (+17.9%)
2023	$1,570.00 Homeowner's exemption	$47,756 Land $8,650 Building $39,106	$264,850 Land $43,250 Building $221,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2008–2019)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Also Mapped Here	SALEM WATERWORKS
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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