5123 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 5123 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,865 sqft · built 1912
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Apr 2020)
Tax Bill	$4,684 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3080-01990`

Property Details

APN / Parcel Number

Primary APN	`010-3080-01990`
Alternative APN	`1088122`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,865 sqft Gross Area
1st Floor Area	752 sqft
Basement Area	188 sqft
Finished Basement	188 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	864 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	148 sqft
Deck Area	154 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1088122
Street Address	5123 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:007 SERIAL #
Legal Subdivision	ALTERED LONDON PARK ADD TO DUL
Legal Block	7
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2021
Census Tract	200

Owner

5123 Tioga St is owned and occupied by an individual who bought it in April 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5123 TIOGA ST, DULUTH, MN 55804-1665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	Jun 7, 2013 · Amount on File
Deed Document Number	20201377455
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0001108201
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 15, 2020
Property Address	5123 TIOGA ST, DULUTH, MN 55804-1665
Document Number	00A1377455
Instrument Date	Apr 6, 2020
Instrument	A1377455
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5123 TIOGA ST DULUTH MN 558041665, DULUTH, MN 55804-1665

Mortgage

Document Number	A1377456
Date	Apr 15, 2020
Instrument	A1377456

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5123 Tioga St was $4,684, up 6.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,684.00 (+6.84%)
2025	$4,384.00 (-3.09%)	$340,000 (+6.52%) Land $47,800 Building $292,200	$340,000 (+6.52%) Land $47,800 Building $292,200
2024	$4,524.00	$319,200 Land $46,100 Building $273,100	$319,200 Land $46,100 Building $273,100
2022		$293,400 Land $35,500 Building $257,900	$293,400 Land $35,500 Building $257,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5123 Tioga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5123 Tioga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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